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Standard Chartered Platinum Cash Rewards Card

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Credit cards offer more financial freedom for you because you can use it whenever paying with large sums of money upfront is not an option. If you like to do a lot of shopping or you simply want to use your credit card to pay for almost everything, Standard Chartered is one of the credit card companies to look into because it has a Platinum Cash Rewards credit card which makes using a credit card a more rewarding experience for you.

The credit card with the highest rebates

The Standard Chartered Platinum Cash Rewards credit card is promoted as the card with the highest rebates, usable anywhere in the world throughout the year. This credit card lets you enjoy 3% rebate on your restaurant or dining bills as well as on your spendings in department stores. All other payments made with this credit card also qualifies you for a 0.3% rebate.

It pays to spend

The Platinum Cash Rewards Card of Standard Chartered makes spending more rewarding for you. Your rewards are always reflected of your monthly billing statement at the end of the page so you can keep track of how much rewards points you have already accumulated.

Privileges with VISA

The Standard Chartered Platinum Cash Rewards Card comes in VISA and because of that, you are also provided with privileges. For starters, five star treatment is given to you when you use the card for luxurious holidays and spa treatments courtesy of the Visa Platinum Club. It also gives you dining privileges when traveling around the Asia-Pacific region, and it also gives you access to 25 best golf courses and some of the world’s best golf clubs.

Getting more from your credit card

As a Standard Chartered Platinum Cash Rewards Card user, you get benefits such as four supplementary cards for your immediate family members, and it also earns you instant recognition in millions of stores around the world where the VISA symbol is displayed. Users are also qualified for the EZPay system, which allows you to purchase very expensive items and pay for them via instalments with 0% interest rates.

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  • Delight in your ability to shop anywhere in more than 300 countries with almost 30 million establishments.
  • Finance charge of only 3.75% a month!
  • Cash advance of 5% or Php300 whichever is higher
  • Share your power to purchase to special people by requesting supplementary cards with the annual membership fees waived perpetually.

RCBC Bankard JCB Credit Card


  • Worldwide Acceptance in more than 180 countries on all major establishments
  • Shop, dine and travel anywhere and pay in any currency required
  • Convert your outstanding balance to your new RCBC Bankard JCB Credit Card.
  • Enjoy 24/7 customer service wherever you are.
  • Get as much as 30% of your credit limit anywhere you may be!

GOLD CARD ! The BPI Credit Card for the Exec!


  • Pay an annual fee of just Php2250 for your BPI Express Credit Gold MasterCard!
  • Avail of a finance charge of 3.4%
  • Travel anywhere you want ad get FREE travel insurance of up to Php1000000 once you charge your fare to your BPI Express Gold Credit Card!
  • Shop in more than 30 million establishments here and abroad and enjoy lots of discounts and perks!
  • Convert your foreign purchases into pesos with no processing fees
  • Purchase high ticket item with no worries with the S.I.P. facility available with your BPI Express Credit Gold MasterCard!

PNB Astra Secured Kredit (ASK) Card


<li><span style="font-size: x-small; line-height: 11px;">Apply for a credit card and the first year&rsquo;s annual fee is FREE!</span></li>
<li><span style="font-size: x-small; line-height: 11px;">The PNB ASK Card allows you access to over 25 million establishments all around the world!</span></li>
<li><span style="font-size: x-small; line-height: 11px;">Need cash? There is no need to worry as PNB ASK Card allows you to have a cash advance anytime of the day at any PNB ATM outlets!</span></li>
<li><span style="font-size: x-small; line-height: 18px;">Avail of financial flexibility and pay for as low as 5% of your whole purchase with their Easy Payment Terms!</span></li>

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Once used properly and efficiently, credit cards are handy and suitable devices for just about anyone who is of age. It can even assist you with upcoming activities like buying a house, getting another degree and sometimes going for a leisure trip somewhere abroad with family and friends. Before you allow your teenager or yourself to get a credit card, know some of its advantages and understand some of its procedures.

A credit card can allow you to bUy products or services which you need right now but can’t afford to pay all of it at once. Sometimes it’s often the single way to pay for hotel accommodations, car rental fees or airline tickets.

Credit cards also allow it holders to purchase items over the phone or sometimes in the internet. You can shop and pay your monthly bills in the convenience of your very home! Some credit card companies offer virtual banking that lets you shop and transact business online.

It is also safer to carry a credit card than to carry cash around wherever you go. For the most part, credit cards are very useful in instant emergencies like accidents, car breakdowns or calamities.

You could actually even give anything you purchase protection, avail of travel insurances, free miles and even cash back bonuses if you charge your transactions with your credit card.

One fact is for sure; having a credit card is convenient at times but also remember that a credit card tempts you to spend money you don’t have. Always have the sense to follow up on your credit card to avoid overspending which can give you a big headache in the future. Use your credit cards in ways that you benefit from them, not them benefiting from you!

Understand what you’re getting into before you start building up credit card balances. Once used wisely, they are an absolute help in budgeting. But if not, they will turn up to be your greatest nightmare.