News And Articles

Annual Fee
Interest Rate

Standard Chartered Platinum Cash Rewards Card

  • Interest Rate :
  • Annual Fee :


Credit cards offer more financial freedom for you because you can use it whenever paying with large sums of money upfront is not an option. If you like to do a lot of shopping or you simply want to use your credit card to pay for almost everything, Standard Chartered is one of the credit card companies to look into because it has a Platinum Cash Rewards credit card which makes using a credit card a more rewarding experience for you.

The credit card with the highest rebates

The Standard Chartered Platinum Cash Rewards credit card is promoted as the card with the highest rebates, usable anywhere in the world throughout the year. This credit card lets you enjoy 3% rebate on your restaurant or dining bills as well as on your spendings in department stores. All other payments made with this credit card also qualifies you for a 0.3% rebate.

It pays to spend

The Platinum Cash Rewards Card of Standard Chartered makes spending more rewarding for you. Your rewards are always reflected of your monthly billing statement at the end of the page so you can keep track of how much rewards points you have already accumulated.

Privileges with VISA

The Standard Chartered Platinum Cash Rewards Card comes in VISA and because of that, you are also provided with privileges. For starters, five star treatment is given to you when you use the card for luxurious holidays and spa treatments courtesy of the Visa Platinum Club. It also gives you dining privileges when traveling around the Asia-Pacific region, and it also gives you access to 25 best golf courses and some of the world’s best golf clubs.

Getting more from your credit card

As a Standard Chartered Platinum Cash Rewards Card user, you get benefits such as four supplementary cards for your immediate family members, and it also earns you instant recognition in millions of stores around the world where the VISA symbol is displayed. Users are also qualified for the EZPay system, which allows you to purchase very expensive items and pay for them via instalments with 0% interest rates.

Featured Credit Cards:

RCBC Bankard JCB Credit Card


  • Worldwide Acceptance in more than 180 countries on all major establishments
  • Shop, dine and travel anywhere and pay in any currency required
  • Convert your outstanding balance to your new RCBC Bankard JCB Credit Card.
  • Enjoy 24/7 customer service wherever you are.
  • Get as much as 30% of your credit limit anywhere you may be!

PSBank MasterCard


  • No annual charge for the first year upon enrollment.
  • PSBank Mastercard has only 3.5%monthly finance charge.
  • Get a chance to watch a movie blockbuster for free and a health insurance on your first use.

Citibank Platinum VISA


  • Pay annual fee of Php5000 for the primary card and Php2500 for the supplementary card
  • Enjoy cash advance service fee of Php500 or 3%, whichever is higher
  • Transfer your balance for FREE…
  • Finance charge of only 2.75%

HSBC Red MasterCard


  • No annual fee for the first year
  • 3.25% finance charge
  • Enjoy Php500 or 3% cash advance whichever is higher
  • Get loads of royal pampering with RED HOT DEALS exclusive only to Red MasterCard holders.

Featured Articles:


With all the offers you get form credit card companies, you may feel a little overwhelmed about what kind of credit card suits you best. Here, at, have a few tips for you in choosing the appropriate credit card for you before you say the big “yes” to any credit card company or get carried away with solicitations over the phone or via mail.

Find out your basic goals. Ask yourself; Why do I need a credit card? You can’t just go and apply for a credit card just to be “in” with another crowd.

Next, determine how much you are prepared to pay for the annual fees and how much you plan to spend every month. This will help you start selecting a credit card that is within your budget.

Now do the research. Go to online resources (like to find out everything you need. If you have free time, drop by at the banks to inquire personally about all the things you need to find out. These should include the following:

  • The annual fee
  • Required minimum period
  • Finance charges
  • The credit card issuer providing the credit line and its size
  • The extension period (interest free days) before the payment should be made.

Review all the credit cards your have researched. Base your choice of credit card to the one that bests suits your lifestyle and personality. Always remember to choose the credit card that proposes the BEST DEAL for you. For example, don’t go for a credit that offers you free miles if you don’t have any plans of traveling abroad! Get the point?

Now that you know what to do, start looking up your resources and find out the best credit card suited for you.