News And Articles


Annual Fee
Interest Rate

Picture Credit Cards

  • Interest Rate :
  • Annual Fee :

DESCRIPTIONS:

Credit card designs are often boring and bland. You end up having the exact same card as thousands of other cardholders. Luckily, there are some issuing banks that now allow you to individualize your card by putting custom images or pictures right on it. For example, both Standard Chartered and HSBC Philippines now issue credit cards that are uniquely yours. Perhaps you want a picture of your children, your latest trip, your pets, or even yourself on the card. It’s entirely up to you!

Take note, though – you can’t just put ANY image on the card. You need to stick to wholesome images that do not infringe on legal rights of other people or entities. The following images are not allowed:

1. Registered trade names, logos, labels, trademarks, or brands, UNLESS you have secured a written permission from the proprietary owner.

2. Sexual pictures / pictures with sexual content or violent behavior, nudity, liquor, guns, and gambling.

3. Sensitive personal data like your personal identification number (PIN), your address, or phone number.

4.  Images of other people who are related to you, UNLESS you have secured a written permission from that person stating clearly that he/she is allowing you to print his / her image on your credit card.

5. Images referencing public events (e.g. Olympic Games), UNLESS you have secured a written permission from the event organizer.

6.  Political images, especially those considered by many to be offensive, such as the Nazi swastika, the “KKK” image of Ku Klux Klan, etc.

Some of the common images that other credit card holders put on their cards include their wedding pictures, pictures of their family, sceneries (like your favourite beach), vacation pictures that make them happy, and even copyright free images downloaded from the web. Use your common sense; if you think that an image or symbol is copyrighted or offensive, don’t use it. The bank will just disapprove your picture, anyway, and you will just waste time.



Featured Credit Cards:

ALLIED BANK PREMIER MASTERCARD


FEATURES:

  • Pay an annual fee of only Php3000 for the Principal card and Php1200 for the supplementary cards. But
  • worry not because the first year is actually FREE.
  • Cash advance limit of 30% of assigned credit limit in both the Peso and Dollar currency.
  • Pay only an interest rate of 3.25% a month

METROBANK PLATINUM MASTERCARD


FEATURES:

<ul>
<li>Delight in the special financial charge now for only 2.75%.</li>
<li>With the Metrobank Platinum Mastercard, you get round the clock international concierge package on any credit card associated need, may it be business transactions, medical treatments or a special shopping. Now it has even HIGHER credit limits that lets you enjoy the lifestyle you ask for&hellip;</li>
<li>Pay for just Php5000 for your annual fee to enjoy a credit card with the highest credit limit with an extremely low interest rate! But guess what, the first year is actually for FREE!</li>
<li>No more worries because with the Metrobank Platinum MasterCard, you get to enjoy 24/7 Concierge Service all year round!</li>
</ul>

Unionbank Omni Pass


FEATURES:

  • Pay an annual fee of just Php1500 for the primary card!
  • Transfer your old account to your new Union Bank OmniPass with just 1.25%!
  • Avail of Cash Advance service Fee of Php300 or 6%, whichever is higher!
  • Get Cash Advance rate of just 3.50%
  • Travel by sea or plane with the Union Bank OmniPass rewards!
  • Get loads of discounts and bonuses with every transaction charged with your Union Bank OmniPass!

My Dream JCB


FEATURES:

  • LOWEST annual fee of just Php800, compare and find out
  • Interest rate of only 2.75% per month
  • Cash advance of up to 2.5% of their account or Php500 whichever is higher.

Featured Articles:

Featured Article 4

Ever thought of getting a credit card but don’t know where to start? For majority of cardholders we know, credit cards are terrific tools that certainly have very great advantages.

We at comprecreditcards.com.ph have surveyed many customers and here is what came out…

Its very handy payment. That’s the big thing, right? You don’t have to worry about being robbed or something because you don’t have that big cash with you. Even if you’re just making small purchases, it’s a big help. Plus, the fact that we are in the on-line shopping age, it’s a total must have.

On the spot loans. When you’re short of cash, a credit card will be there to save you from the embarrassment of not being able to pay as it will help you make up for your purchase. To avoid any fees, just pay your balance in full.

You have no idea as to where you’re spending your money? People have the tendency to say they don’t know where half of their money went. With a credit card, you can easily track your purchases on your monthly payments. So if you think your wife spent too much for the month, check on your bill, who knows, it might even be you…

It’s easier to pay off. It’s easy to pay credit card bills. All you have to do is find an ATM with your checking or an easy account transfer. Good news is you don’t have to wait a month to pay it off. And guess what, some even lets cardholders pay their bills ONLINE. So say goodbye long lines; Hello to convenience!


You get rewards.

Every time you make transactions you earn point or “rewards” that you can exchange for either gift checks, vouchers, exclusive items or maybe the cash back system. We’re not saying that you use your credit card non-stop to avail of these, but as a matter of fact, it is a nice bonus.

Very exclusive deals. How would you spell exclusive? Its “c-r-e-d-i-t-c-a-r-d”. Why? Because you get a lot of high class services that are only available for those people who hold the cards. Sometimes its discounts on products, dining and traveling first class. Remember the times when you really wanted to buy something and you were able to buy it because of the discount my credit card was able to give me.

We can go on and on with these, but nothing is really important than learning it by experience. Everything has its ups and downs. It’s up to you, as the card holder, to become responsible in how you manage your money. Look into the bigger picture of how credit cards make life easier and who knows you might just even love it. Just be responsible and a word of advice, pay your dues on time, all the time…