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Nokia Credit Card

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DESCRIPTIONS:

Cellular phones have been an integral part of daily life for many Filipinos. Nowadays, cellphones are not just for texting and calling anymore; they are also useful as a portable entertainment system, a media device, a mobile office, and a tool for connecting online. While these mobile handsets were traditionally used for communication and staying in touch, newer technology now allows users to “buy” with their mobile phones. That’s right – modern handsets such as smart phones are already capable of doing plenty of other tasks including mobile banking, shopping, and bills payment.

The Nokia credit card

The user-friendly interface, affordable prices, and wide selection of stylish and functional handsets make Nokia the widely used and most popular brand among mobile phones in the Philippines. Standard Chartered has partnered with Nokia to come up with the Nokia Standard Chartered credit card. This unique credit card combines your credit card and your mobile phone, which are arguably two of the most important things in this day and age.

Be rewarded for staying connected

This Nokia credit card lets you enjoy the following benefits:

  • A 5% cash rebate on your postpaid cellphone bills – Through EZ Bills you can automatically charge your bill to the credit card and then you can get this cash rebate.
  • A 10% rebate on your prepaid load transactions – Reload your prepaid account by sending a text message to your Prepaid Load Facility and then the bill will be charged to the credit card.
  • Access to the Nokia Best Deals Program – This feature lets you save on Nokia phones if you own a Nokia Standard Chartered credit card.
  • 0.5% cash rebate – Use your credit card to pay for other purchases and services to get this rebate.

Cash rebates

The cash rebates allow you to earn from the purchases charged to the Nokia credit card and they are computed per every transaction. While a 0.5% cash rebate is provided on all purchases, there is an additional 9.5% cash rebate on transactions made with the prepaid load facility. This means that the rebate is available up to the maximum of 2,500-peso worth of prepaid transactions per month. There is also a 4.5% cash rebate for our postpaid bills via EZ Bills, which is up to a maximum of 2,500 pesos a month.

You can redeem the cash rebates via the cash credit, which enables you to use them as cash credits, or through the Nokia Best Deals, which allows you to use your rebates when buying a new Nokia handset.



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RCBC Bankard Diamond Card


FEATURES:

  • Finance Charge: 2.75 %
  • Balance Transfer Rate: 1.488% (6months)
  • Annual fee of only Php2,500
  • Cash advance service fee 300% or 5%, whichever is higher

METROBANK PLATINUM MASTERCARD


FEATURES:

<ul>
<li>Delight in the special financial charge now for only 2.75%.</li>
<li>With the Metrobank Platinum Mastercard, you get round the clock international concierge package on any credit card associated need, may it be business transactions, medical treatments or a special shopping. Now it has even HIGHER credit limits that lets you enjoy the lifestyle you ask for&hellip;</li>
<li>Pay for just Php5000 for your annual fee to enjoy a credit card with the highest credit limit with an extremely low interest rate! But guess what, the first year is actually for FREE!</li>
<li>No more worries because with the Metrobank Platinum MasterCard, you get to enjoy 24/7 Concierge Service all year round!</li>
</ul>

GOLD CARD ! The BPI Credit Card for the Exec!


FEATURES:

  • Pay an annual fee of just Php2250 for your BPI Express Credit Gold MasterCard!
  • Avail of a finance charge of 3.4%
  • Travel anywhere you want ad get FREE travel insurance of up to Php1000000 once you charge your fare to your BPI Express Gold Credit Card!
  • Shop in more than 30 million establishments here and abroad and enjoy lots of discounts and perks!
  • Convert your foreign purchases into pesos with no processing fees
  • Purchase high ticket item with no worries with the S.I.P. facility available with your BPI Express Credit Gold MasterCard!

PSBank MasterCard


FEATURES:

  • No annual charge for the first year upon enrollment.
  • PSBank Mastercard has only 3.5%monthly finance charge.
  • Get a chance to watch a movie blockbuster for free and a health insurance on your first use.

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MANAGE YOUR MONEY: USE YOUR CREDIT CARD WISELY

Like majority of things in life, credit cards give us power that we could use to maximize our way of living. We should learn to use it wisely to avoid any hassles in the future.

But what are really the advantages of having a credit card? We, at comparecreditcards.com, did a survey about the merits of having a credit card and you will be surprised at what came out…

It is a lot easier to buy things with a credit card. It gives you purchasing power that can let you buy things without you having to carry huge amounts of cash around.

You get added security if in case something you bought got lost, stolen or damaged. With both your credit Card Company and your credit card statement guaranteeing you made the purchase, you could actually get insurance on whatever you bought.

Having a good credit history not only helps you apply for a new credit card, but also helps you build a solid financial foundation when applying for other things like loans or sometimes even jobs.

Although we should avoid any expenses that is way out of our budget, it is sometimes unavoidable due to emergencies like fire, floods and the like. But the worst thing is it leads to large purchases in huge amounts of money. With a credit card, you can use money with cash advances and worry about paying it later once you’re back on track.

In addition to those, a credit card also presents further benefits like discounts, free air miles and insurances. But you have to remember that credit card companies start making money once you can’t afford paying off your charges!

The benefits of having a credit card are real and are very helpful on the condition that you take into account your spending limits.

Life is made easier with a credit card, but if used unwisely, they become financial break downs for you. If you do decide to get yourself a credit card, keep in mind these following rules:

  • Track all of your purchases.
  • Never spent beyond your budget.
  • Settle your balance at the due date.

Always bear in mind the responsibility of having a credit card. Spend within your budget and use it wisely.