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No Annual Fee Credit Card

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DESCRIPTIONS:

Wouldn’t it be nice to have a credit card without having to pay for annual fees? Now you can. In the Philippines, Metrobank is the only credit card provider that offers a credit card with no annual fees. While these “premium” cards are not recommended for those with a limited budget, these premium cards are useful for those with a lot of money to spend and for individuals who already have enough points to waive your annual fee.

The M Free MasterCard is the Metro Bank credit card with no annual fee. As a user, you are also provided with value-added perks and services including the following:

‘M here! Advantages

  • Get discounts, great deals, and free gifts with the Metrobank M Credit Card at M Here! partner establishments.

Value-added services

  • Bills2Pay: This service lets you pay your utility bills with ease using your Metrobank credit cards
  • Supplementary cards: Your loved ones and immediate family members can get the benefits of your credit card and you can still be in charge of their spending.
  • Cash2Go: You can acquire fast cash against the credit limit and then pay in light monthly installments with your Metrobank credit card.
  • Balance Transfer: This lets you make easy installment payments with low interest rates by transferring the balances of your other credit cards to your Metrobank card.
  • MTXT: Allows you to determine your credit balance through your mobile phone.
  • Cash Rush: Use an ATM to get instant cash.
  • Bill Payment: Pay your bills at any PSBank or Metrobank branch or ATM as well as any Bancnet ATM. You can also use MetroPhone, PSBank Remote Banking, Metrobankdirect, and the Metrobank mobile banking.
  • Designmycard: Your credit card can be personalized with your favorite picture

Other options

If you have an existing credit card but would like to stop paying annual fees, consider calling your credit card provider to ask if you can have your annual fee waived. Most credit card companies and banks are considerate in waiving your annual fee if you have been a loyal customer, and they do it as their way of saying “thank you” for your continued patronage of their products.



Featured Credit Cards:

HSBC Red MasterCard


FEATURES:

  • No annual fee for the first year
  • 3.25% finance charge
  • Enjoy Php500 or 3% cash advance whichever is higher
  • Get loads of royal pampering with RED HOT DEALS exclusive only to Red MasterCard holders.

PNB Astra Secured Kredit (ASK) Card


FEATURES:

<ul>
<li><span style="font-size: x-small; line-height: 11px;">Apply for a credit card and the first year&rsquo;s annual fee is FREE!</span></li>
<li><span style="font-size: x-small; line-height: 11px;">The PNB ASK Card allows you access to over 25 million establishments all around the world!</span></li>
<li><span style="font-size: x-small; line-height: 11px;">Need cash? There is no need to worry as PNB ASK Card allows you to have a cash advance anytime of the day at any PNB ATM outlets!</span></li>
<li><span style="font-size: x-small; line-height: 18px;">Avail of financial flexibility and pay for as low as 5% of your whole purchase with their Easy Payment Terms!</span></li>
</ul>

The EDGE MasterCard | BPI Credit Card


FEATURES:

  • Pay a monthly fee of just Php110!
  • Get wonderful discounts and privileges with the trendiest shops and stylish clubs!
  • Avail of finance charge of 3.4%
  • Reload your mobile phone automatically thru SMS and get 24/7 access to credit limit online and through your phone!
  • Maximize your spending power with the BPI Edge MasterCard as you enjoy discounts and perks with your friends in over 30 million institutions worldwide!
  • Earn 1 Reward Points with just Php50 worth of transaction charged with your card!

RCBC Bankard JCB Credit Card


FEATURES:

  • Worldwide Acceptance in more than 180 countries on all major establishments
  • Shop, dine and travel anywhere and pay in any currency required
  • Convert your outstanding balance to your new RCBC Bankard JCB Credit Card.
  • Enjoy 24/7 customer service wherever you are.
  • Get as much as 30% of your credit limit anywhere you may be!

Featured Articles:

The Story of Allied Bank

With a continuously evolving world, Allied Banks’ Mission remains constant. Formally known as Allied Banking Corporation, Allied Bank is one the overall largest banks in the Philippines who in terms of assets rank tenth. The other being the United Coconut Planters Bank, Allied Bank is one of the two universal banks in the Philippines that could not be traded to the Philippine Stock Exchange.

Under the laws of the Philippine Republic, Allied Bank was incorporated on April 11, 1977 and awarded by Bangko Sentral ng Pilipinas the Certificate of Authority to run as a commercial bank on May 20, 1977. December 1981, they were granted permission to operate as a universal bank or an expanded commercial bank.

Since December 31, 2007, Allied Bank was the country’s 10th largest in terms of net worth and the 9th largest private domestic commercial bank in terms of total deposits.

Because of Allied Bank’s yearning to provide its cardholders their needs they have created ground breaking services and products that will surely satisfy any customer craving. Allied bank is now delighted to offer their clients the latest and upgraded Allied bank MasterCard Credit Card.

With this new innovation, cardholders are granted the chance to take in enjoyment in both the premium and essential side life offers like dining in fantastic restaurants, shopping in exclusive stores or having that awesome vacation you have always dreamed of.

What’s more, you get to have all these while getting lots of giveaways. Earn one (1) point for every Php50 transaction to redeem them for either free gifts, services, cash points and even Miles.

More than anything else, anyone wants the world to be on the palm of his hand. Allied Bank is here to assist you with getting the life you deserve.

In short, the Allied bank MasterCard Credit Card is here to make everything about life more precious.