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HSBC Story in Philippines

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HSBC began their operation in the Philippines in November 1875 and have established a firm and solid ground in the country for more than 130 years. Right now they employ over 8,000 people to assist thousands of clients’ scattered all around the Philippines.

HSBC given has not just given the world a new meaning of the word banking. It has many benefits and promos that one will truly enjoy like HSBC Rewards program, balance transfer with special interest rates, online bill payments, installment plans and an option to join the annual mileage program for a fee.

Enjoy 5% fuel rebates plus Rewards points on both non fuel and fuel transactions with Caltex. No need to request for another credit card to benefit from HSBC’s fuel rebates! Not only that, you get to earn I Rewards or Bonus point for just Php10 you spend with you card. Exchange them for air miles with Krisflyer or Asia Miles or great rewards items! Payless as you buy more monthly with HIP, HSBC Installment Plan, as you enjoy flexible repayment terms and 0% interest for up to 24 months in thousands of establishments nationwide.

Delight in very low monthly payments with just 0.70% for 26 months or ZERO monthly add on interest for one year once you transfer your old non-HSBC account to your new HSBC Credit Card. Begin experiencing handy bill payments and kiss those non ending lines good bye as you pay your bills the safest, fastest and simplest way ever through Online Bills Payment.

Share the HSBC experience with those you care for. Apply for an HSBC Credit Card and enjoy the thought of NO annual fees for the initial year!

Want an iPod Nano? Get it at a very exclusive price only with your HSBC Credit Card. Experience a day of transformation with the Dashing Diva Promo with a transaction worth Php6000 with your Red MasterCard with FREE Basic Manicure form Dashing Dive in Beauty bar Stores. Want more coffee after a hectic day of shopping? Have one on us for just a minimum of Php2000 single receipt purchase on your HSBC credit card and get any beverage of your liking from Starbucks until August 31, 2010!

Featured Credit Cards:

EXPRESS BLUE MasterCard – BPI Credit Card


<li><span style="font-size: x-small; line-height: 11px;">Pay an annual fee of just Php1550 for your initial card</span></li>
<li><span style="font-size: x-small; line-height: 11px;">Shop and dine anywhere you want with the BPI Express Credit Blue MasterCard in over 30 million establishments worldwide!</span></li>
<li><span style="font-size: x-small; line-height: 11px;">Get travel insurance of up to Php2000000 once you charge all transactions with your BPI Express Credit Blue MasterCard!</span></li>
<li><span style="font-size: x-small; line-height: 11px;">Withdraw 30% of your credit limit whenever you need it for emergencies!</span></li>
<li><span style="font-size: x-small; line-height: 11px;">Avail of finance charge of 3.4%!</span></li>
<li><span style="font-size: x-small; line-height: 11px;">Get help managing your money with S.I.P. Facility of BPI Express Credit Blue MasterCard!</span></li>
<li><span style="font-size: x-small; line-height: 18px;">Earn 1 point for every Php35 worth of transaction with your BPI Express Credit Blue MasterCard!</span></li>

HSBC Premier Credit Card


<li>Perpetually waived annual fee for the Primary and supplementary cards</li>
<li>No worries as you shop, dine and travel with the HSBC Premium Credit Card because it is accepted in 24 million establishments worldwide.</li>
<li>Earn 1 Rewards point in every Php5 spent and use these to redeem one of a kind Rewards Item.</li>
<li>Lost your card? HSBC will replace it for you the next day with emergency cash advance of $2,000.<span style="mso-spacerun: yes;">&nbsp;&nbsp; &nbsp; &nbsp;&nbsp;</span></li>
<li>Relish on magnificent discounts when dining, shopping or just going around the world for fun in over 40 countries and territories.</li>
<li>Share the benefits of being an HSBC Premier Credit Cardholder and still manage their spending.</li>



  • Enjoy FREE membership for both your primary card and supplementary card for the initial year!
  • Earn rewards points on every Php50 worth of transactions on your BDO MasterCard Black!
  • Get special assistance whenever you travel with BDO Travel Desk!
  • Stay in the comfort of your homes and let BDO Black MasterCard do the payment of your monthly utility bills!
  • Supervise your finances with simplicity as you get lots of savings and discounts!
  • Avail of 24/7 customer service whenever you need it!

Landmark – Anson’s Card


<li>Free membership for 12 months</li>
<li>Lowest monthly fee of Php80 per month</li>
<li>Earn rewards when using your cards and exchange them for free gift certificates</li>
<li>Avail of Weekly Wednesday discounts</li>

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Once used properly and efficiently, credit cards are handy and suitable devices for just about anyone who is of age. It can even assist you with upcoming activities like buying a house, getting another degree and sometimes going for a leisure trip somewhere abroad with family and friends. Before you allow your teenager or yourself to get a credit card, know some of its advantages and understand some of its procedures.

A credit card can allow you to bUy products or services which you need right now but can’t afford to pay all of it at once. Sometimes it’s often the single way to pay for hotel accommodations, car rental fees or airline tickets.

Credit cards also allow it holders to purchase items over the phone or sometimes in the internet. You can shop and pay your monthly bills in the convenience of your very home! Some credit card companies offer virtual banking that lets you shop and transact business online.

It is also safer to carry a credit card than to carry cash around wherever you go. For the most part, credit cards are very useful in instant emergencies like accidents, car breakdowns or calamities.

You could actually even give anything you purchase protection, avail of travel insurances, free miles and even cash back bonuses if you charge your transactions with your credit card.

One fact is for sure; having a credit card is convenient at times but also remember that a credit card tempts you to spend money you don’t have. Always have the sense to follow up on your credit card to avoid overspending which can give you a big headache in the future. Use your credit cards in ways that you benefit from them, not them benefiting from you!

Understand what you’re getting into before you start building up credit card balances. Once used wisely, they are an absolute help in budgeting. But if not, they will turn up to be your greatest nightmare.