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HSBC Story in Philippines

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HSBC began their operation in the Philippines in November 1875 and have established a firm and solid ground in the country for more than 130 years. Right now they employ over 8,000 people to assist thousands of clients’ scattered all around the Philippines.

HSBC given has not just given the world a new meaning of the word banking. It has many benefits and promos that one will truly enjoy like HSBC Rewards program, balance transfer with special interest rates, online bill payments, installment plans and an option to join the annual mileage program for a fee.

Enjoy 5% fuel rebates plus Rewards points on both non fuel and fuel transactions with Caltex. No need to request for another credit card to benefit from HSBC’s fuel rebates! Not only that, you get to earn I Rewards or Bonus point for just Php10 you spend with you card. Exchange them for air miles with Krisflyer or Asia Miles or great rewards items! Payless as you buy more monthly with HIP, HSBC Installment Plan, as you enjoy flexible repayment terms and 0% interest for up to 24 months in thousands of establishments nationwide.

Delight in very low monthly payments with just 0.70% for 26 months or ZERO monthly add on interest for one year once you transfer your old non-HSBC account to your new HSBC Credit Card. Begin experiencing handy bill payments and kiss those non ending lines good bye as you pay your bills the safest, fastest and simplest way ever through Online Bills Payment.

Share the HSBC experience with those you care for. Apply for an HSBC Credit Card and enjoy the thought of NO annual fees for the initial year!

Want an iPod Nano? Get it at a very exclusive price only with your HSBC Credit Card. Experience a day of transformation with the Dashing Diva Promo with a transaction worth Php6000 with your Red MasterCard with FREE Basic Manicure form Dashing Dive in Beauty bar Stores. Want more coffee after a hectic day of shopping? Have one on us for just a minimum of Php2000 single receipt purchase on your HSBC credit card and get any beverage of your liking from Starbucks until August 31, 2010!

Featured Credit Cards:

Citibank Rustans Credit Card


  •  Pay an annual fee of just Php2500 and enjoy 2% rebate on all Rustan purchases!
  • Transfer your old account to your new Citi Rustan’s Card absolutely for FREE!
  • Relish on a Cash Advance Rate of 3.50%!
  • Get a Cash Advance Service fee of Php500 or 3% which ever is higher!
  • Go over your credit limit of over Php500! 



  • Enjoy an annual fee of only Php6000 for the primary card and Php3000 for the supplementary cards. But guess what, the first year is actually for free for both cards
  • Pay a cash advance rate of only 3.25%
  • Cash advance fee of only Php50 plus 5%, whichever is higher.
  • Get individual Dollar and Peso billings for your international and local transactions.
  • Avail of free flights out of the country with the Mabuhay Miles World MasterCard that has the lowest point of Mile conversion of only Php38!
  • Relish on customized assistance as you get special access to the Allied World Service.

HSBC Premier Credit Card


<li>Perpetually waived annual fee for the Primary and supplementary cards</li>
<li>No worries as you shop, dine and travel with the HSBC Premium Credit Card because it is accepted in 24 million establishments worldwide.</li>
<li>Earn 1 Rewards point in every Php5 spent and use these to redeem one of a kind Rewards Item.</li>
<li>Lost your card? HSBC will replace it for you the next day with emergency cash advance of $2,000.<span style="mso-spacerun: yes;">&nbsp;&nbsp; &nbsp; &nbsp;&nbsp;</span></li>
<li>Relish on magnificent discounts when dining, shopping or just going around the world for fun in over 40 countries and territories.</li>
<li>Share the benefits of being an HSBC Premier Credit Cardholder and still manage their spending.</li>



<li>Finance charge of only 3.50% per month</li>
<li>Cash advance of 5% or Php300 whichever is higher</li>
<li>For transactions done in foreign currencies, pay only a conversion fee of 2.50%</li>
<li>&nbsp;Pay an annual fee of just Php1600</li>

Featured Articles:


With all the offers you get form credit card companies, you may feel a little overwhelmed about what kind of credit card suits you best. Here, at, have a few tips for you in choosing the appropriate credit card for you before you say the big “yes” to any credit card company or get carried away with solicitations over the phone or via mail.

Find out your basic goals. Ask yourself; Why do I need a credit card? You can’t just go and apply for a credit card just to be “in” with another crowd.

Next, determine how much you are prepared to pay for the annual fees and how much you plan to spend every month. This will help you start selecting a credit card that is within your budget.

Now do the research. Go to online resources (like to find out everything you need. If you have free time, drop by at the banks to inquire personally about all the things you need to find out. These should include the following:

  • The annual fee
  • Required minimum period
  • Finance charges
  • The credit card issuer providing the credit line and its size
  • The extension period (interest free days) before the payment should be made.

Review all the credit cards your have researched. Base your choice of credit card to the one that bests suits your lifestyle and personality. Always remember to choose the credit card that proposes the BEST DEAL for you. For example, don’t go for a credit that offers you free miles if you don’t have any plans of traveling abroad! Get the point?

Now that you know what to do, start looking up your resources and find out the best credit card suited for you.