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HSBC Story in Philippines

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HSBC began their operation in the Philippines in November 1875 and have established a firm and solid ground in the country for more than 130 years. Right now they employ over 8,000 people to assist thousands of clients’ scattered all around the Philippines.

HSBC given has not just given the world a new meaning of the word banking. It has many benefits and promos that one will truly enjoy like HSBC Rewards program, balance transfer with special interest rates, online bill payments, installment plans and an option to join the annual mileage program for a fee.

Enjoy 5% fuel rebates plus Rewards points on both non fuel and fuel transactions with Caltex. No need to request for another credit card to benefit from HSBC’s fuel rebates! Not only that, you get to earn I Rewards or Bonus point for just Php10 you spend with you card. Exchange them for air miles with Krisflyer or Asia Miles or great rewards items! Payless as you buy more monthly with HIP, HSBC Installment Plan, as you enjoy flexible repayment terms and 0% interest for up to 24 months in thousands of establishments nationwide.

Delight in very low monthly payments with just 0.70% for 26 months or ZERO monthly add on interest for one year once you transfer your old non-HSBC account to your new HSBC Credit Card. Begin experiencing handy bill payments and kiss those non ending lines good bye as you pay your bills the safest, fastest and simplest way ever through Online Bills Payment.

Share the HSBC experience with those you care for. Apply for an HSBC Credit Card and enjoy the thought of NO annual fees for the initial year!

Want an iPod Nano? Get it at a very exclusive price only with your HSBC Credit Card. Experience a day of transformation with the Dashing Diva Promo with a transaction worth Php6000 with your Red MasterCard with FREE Basic Manicure form Dashing Dive in Beauty bar Stores. Want more coffee after a hectic day of shopping? Have one on us for just a minimum of Php2000 single receipt purchase on your HSBC credit card and get any beverage of your liking from Starbucks until August 31, 2010!

Featured Credit Cards:

BPI Credit Card – Express Classic


  • Pay for just Php1250 for your primary card!
  • Get the lowest finance charge of just 2.75%!
  • The BPI Classic card lets you shop and dine with friends and family anywhere since it  is accepted in 20,000 establishments nationwide!
  • Avail of FREE Travel Insurance Package when you charge your fare with the BPI Classic card.
  • Avail of BPI Express Classic card’s S.I.P. facility that lifts the problem with you paying high-ticket items by easy to pay installment terms!
  • Get cash advance for up to 30% of your credit limit!
  • Earn free miles with every Php35 worth of transaction charged to your BPI Express card!
  • Transfer your balance with just 1% add-on interest rate per month!
  • Enjoy 24/7 customer service anytime, anywhere!



  • Relish on a FREE annual membership for the first year!
  • Request for up to 6 supplementary cards for your loved ones and each card will get a FREE annual membership FOR LIFE!
  • Have the power of 2 currencies in just one card with the BDO MasterCard Platinum’s Dual Currency Feature!
  • Access your account anywhere you are and spend on your own terms! Have the assurance of a high credit limit that is available in both Philippine peso and US Dollar in just one card!
  • Avail up to 50% cash advance of your credit limit during any emergencies
  • Choose how to pay for your outstanding balance in the Minimum Payment Options!
  • Go and do anything you want with the BDO MasterCard Platinum and enjoy international recognition and acceptance in over 20 million locations wherever MasterCard is accepted!
  • Get very exclusive discounts on dining, shopping and travel with partner merchants!
  • Travel abroad with your love ones and be worry free with the Travel Accident and Inconvenience Insurance coverage of up to Php20000000!



  • Delight in your ability to shop anywhere in more than 300 countries with almost 30 million establishments.
  • Finance charge of only 3.75% a month!
  • Cash advance of 5% or Php300 whichever is higher
  • Share your power to purchase to special people by requesting supplementary cards with the annual membership fees waived perpetually.

LJC Credit Card


  • Monthly membership fee of Php80 and P60 for the extension
  • Get year round discounts
  • Avail of birthday discounts and enjoy fine dining all with RCBC Bankard LJC credit card

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Once used properly and efficiently, credit cards are handy and suitable devices for just about anyone who is of age. It can even assist you with upcoming activities like buying a house, getting another degree and sometimes going for a leisure trip somewhere abroad with family and friends. Before you allow your teenager or yourself to get a credit card, know some of its advantages and understand some of its procedures.

A credit card can allow you to bUy products or services which you need right now but can’t afford to pay all of it at once. Sometimes it’s often the single way to pay for hotel accommodations, car rental fees or airline tickets.

Credit cards also allow it holders to purchase items over the phone or sometimes in the internet. You can shop and pay your monthly bills in the convenience of your very home! Some credit card companies offer virtual banking that lets you shop and transact business online.

It is also safer to carry a credit card than to carry cash around wherever you go. For the most part, credit cards are very useful in instant emergencies like accidents, car breakdowns or calamities.

You could actually even give anything you purchase protection, avail of travel insurances, free miles and even cash back bonuses if you charge your transactions with your credit card.

One fact is for sure; having a credit card is convenient at times but also remember that a credit card tempts you to spend money you don’t have. Always have the sense to follow up on your credit card to avoid overspending which can give you a big headache in the future. Use your credit cards in ways that you benefit from them, not them benefiting from you!

Understand what you’re getting into before you start building up credit card balances. Once used wisely, they are an absolute help in budgeting. But if not, they will turn up to be your greatest nightmare.