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HSBC Credit Card

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If credit is any indication of how the economy is doing, then the Philippine economy must be faring out well. Approximately 7.7% of Filipinos – or about 7.4 million – own credit cards, and one of the major providers of the so called plastic money in the Philippines is HSBC.

HSBC is one of the world’s highly respected brands when it comes to banking and financial services. This data is based on Global Banking 500, a review of the top financial services brands in the world.

“We welcome the Brand Finance Report’s Findings that HSBC is the only AAA+ ranked brand in financial services and is the most valuable financial services brand in the world. In these difficult times, values are more important than ever to customers and they want a bank that they can trust. At HSBC, we believe that by recognizing and understanding our customers’ values and priorities in life, we can better serve them,” says HSBC Philippines’ Senior Vice President and Head of Marketing, Christopher Rourke.

Different HSBC cards for different needs

HSBC currently offers four general types of credit cards and each one offers perks and advantages for varying requirements of different users.

For instance, specialty cards like the Red MasterCard is specially tailored for women who love to shop and dine in exclusive establishments in the country and around the world. Meanwhile, the Mabuhay Miles Visa and the HSBC Mabuhay Miles Platinum Visa offer perks and rewards to travelers who like to fly with Philippine Airlines.

While each type of card offers its own set of special perks, all of them share the same general benefits that HSBC offers to all its cardholders:

  • Global acceptance. HSBC is a respected MasterCard issuer, and because it is recognized globally, you are provided with 24/7 customer support anywhere you are. You can also use your card in virtually any establishment abroad.
  • Low interest rates. HSBC credit cards have competitive interest rates and other perks like merchandise and travel rewards, attainable cash back, and value-added benefits.
  • Easy online banking. HSBC has one of the strongest online backbones in the country, so it’s safe and easy to do online banking and online transactions via the HSBC official website. There’s absolutely no need to visit an actual HSBC bank to pay your bills or check your available credit limit. Simply register online so you can have immediate access to information that matters to you, along with other helpful services and features. Once you are a member, you can view your available credit and outstanding balance, your recent transactions, and account activity. You can even request for additional credit cards or indicate additional authorized users (extensions) for your credit card.



Featured Credit Cards:

My Dream JCB


FEATURES:

  • LOWEST annual fee of just Php800, compare and find out
  • Interest rate of only 2.75% per month
  • Cash advance of up to 2.5% of their account or Php500 whichever is higher.

MABUHAY MILES PLATINUM CREDIT CARD


FEATURES:

  • Get free Miles with the lowest point conversion ever to hit the market with only Php38!
  • Gain access to your credit card account anywhere in the world!
  • Enjoy as much as 30% of your credit limit in My Ally Instant Cash
  • Also enjoy a revolving Interest Rate of only 3.25%!

The EDGE MasterCard | BPI Credit Card


FEATURES:

  • Pay a monthly fee of just Php110!
  • Get wonderful discounts and privileges with the trendiest shops and stylish clubs!
  • Avail of finance charge of 3.4%
  • Reload your mobile phone automatically thru SMS and get 24/7 access to credit limit online and through your phone!
  • Maximize your spending power with the BPI Edge MasterCard as you enjoy discounts and perks with your friends in over 30 million institutions worldwide!
  • Earn 1 Reward Points with just Php50 worth of transaction charged with your card!

HSBC Mabuhay Miles VISA Classic and Gold Credit Card


FEATURES:

<ul>
<li>Earn miles with everything you buy</li>
<li>Free annual fee for the initial year for both primary and supplementary cards</li>
<li>Get 24/7 Concierge Service anytime anywhere to free you of any credit card concerns</li>
</ul>

Featured Articles:

HSBC Credit Card

Ever thought of getting a credit card but don’t know where to start? For majority of cardholders we know, credit cards are terrific tools that certainly have very great advantages.

We at comprecreditcards.com.ph have surveyed many customers and here is what came out…

Its very handy payment. That’s the big thing, right? You don’t have to worry about being robbed or something because you don’t have that big cash with you. Even if you’re just making small purchases, it’s a big help. Plus, the fact that we are in the on-line shopping age, it’s a total must have.

On the spot loans. When you’re short of cash, a credit card will be there to save you from the embarrassment of not being able to pay as it will help you make up for your purchase. To avoid any fees, just pay your balance in full.

You have no idea as to where you’re spending your money? People have the tendency to say they don’t know where half of their money went. With a credit card, you can easily track your purchases on your monthly payments. So if you think your wife spent too much for the month, check on your bill, who knows, it might even be you…

It’s easier to pay off. It’s easy to pay credit card bills. All you have to do is find an ATM with your checking or an easy account transfer. Good news is you don’t have to wait a month to pay it off. And guess what, some even lets cardholders pay their bills ONLINE. So say goodbye long lines; Hello to convenience!


You get rewards.

Every time you make transactions you earn point or “rewards” that you can exchange for either gift checks, vouchers, exclusive items or maybe the cash back system. We’re not saying that you use your credit card non-stop to avail of these, but as a matter of fact, it is a nice bonus.

Very exclusive deals. How would you spell exclusive? Its “c-r-e-d-i-t-c-a-r-d”. Why? Because you get a lot of high class services that are only available for those people who hold the cards. Sometimes its discounts on products, dining and traveling first class. Remember the times when you really wanted to buy something and you were able to buy it because of the discount my credit card was able to give me.

We can go on and on with these, but nothing is really important than learning it by experience. Everything has its ups and downs. It’s up to you, as the card holder, to become responsible in how you manage your money. Look into the bigger picture of how credit cards make life easier and who knows you might just even love it. Just be responsible and a word of advice, pay your dues on time, all the time…