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Fastest Credit Card Approval

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DESCRIPTIONS:

Credit Cards make convenient additions to your wallet, enabling you to easily pay for your bills and other purchases that matter. However, applying for a credit card requires you to understand your own financial standing and your spending habits. If you already have a credit card and would like to apply for another one from a different provider, you should also make sure that you have good credit to ensure faster approval.

In the past, people needed to go to the bank to make an actual appearance just so you can enroll for a credit card. Nowadays, you don’t have to go to the bank anymore because most major banks already allow you to submit online applications.

Apply online

When applying online, have all the requirements ready. Your credit card can be approved faster if you submit all the correct requirements and provide all the right data because the bank can immediately process your data and determine whether you are qualified for a credit card or not. Banks like Citibank and BPI are among the ones offering online application forms. It will generally take 4 to 6 weeks for the credit card application to be approved and for the bank to send you your credit card.

The pre-approved card

Individuals with little or no credit history can get faster credit card approval with a pre-approved credit card. Banks like RCBC send pre-approved credit cards to qualified individuals by mail; all you have to do is use it (make a purchase) to have it activated.

What qualifies for instant approval?

As long as you have good credit, the credit card company can instantly approve your application for a credit card upon submission of all the requirements and forms. Otherwise, it could take 30 days or more before you can get your credit card over the mail. Therefore, consider determining your credit standing and do your research online by visiting the official websites of the banks you are interested to get a credit card from. Calling the bank’s hotline is another option to determine if you are qualified to secure a credit card from them.



Featured Credit Cards:

EastWest Bank Practical Card


FEATURES:

  • Enjoy the lowest finance monthly charge of 2.25%  to 2.75% for different purchases
  • Relax with the 24-hour Customer service hotline for EastWest Bank Cardholders.

 

Share your spending power to love ones for up to 9 times

 

  • Get cash advances of up to 50% of your credit limit!
  • Avail of the Flexible Membership Fee Payment Option that will allow you to choose how you want to pay your membership fee.
  • Get rewards points in every transaction made with EastWest Bank Practical card
  • Pay an annual fee of Php2000

RCBC Bankard JCB Credit Card


FEATURES:

  • Worldwide Acceptance in more than 180 countries on all major establishments
  • Shop, dine and travel anywhere and pay in any currency required
  • Convert your outstanding balance to your new RCBC Bankard JCB Credit Card.
  • Enjoy 24/7 customer service wherever you are.
  • Get as much as 30% of your credit limit anywhere you may be!

MASTERCARD BLACK – BDO Credit Card


FEATURES:

  • Enjoy FREE membership for both your primary card and supplementary card for the initial year!
  • Earn rewards points on every Php50 worth of transactions on your BDO MasterCard Black!
  • Get special assistance whenever you travel with BDO Travel Desk!
  • Stay in the comfort of your homes and let BDO Black MasterCard do the payment of your monthly utility bills!
  • Supervise your finances with simplicity as you get lots of savings and discounts!
  • Avail of 24/7 customer service whenever you need it!

MABUHAY MILES WORLD MASTERCARD


FEATURES:

  • Enjoy an annual fee of only Php6000 for the primary card and Php3000 for the supplementary cards. But guess what, the first year is actually for free for both cards
  • Pay a cash advance rate of only 3.25%
  • Cash advance fee of only Php50 plus 5%, whichever is higher.
  • Get individual Dollar and Peso billings for your international and local transactions.
  • Avail of free flights out of the country with the Mabuhay Miles World MasterCard that has the lowest point of Mile conversion of only Php38!
  • Relish on customized assistance as you get special access to the Allied World Service.

Featured Articles:

The Story of Allied Bank

With a continuously evolving world, Allied Banks’ Mission remains constant. Formally known as Allied Banking Corporation, Allied Bank is one the overall largest banks in the Philippines who in terms of assets rank tenth. The other being the United Coconut Planters Bank, Allied Bank is one of the two universal banks in the Philippines that could not be traded to the Philippine Stock Exchange.

Under the laws of the Philippine Republic, Allied Bank was incorporated on April 11, 1977 and awarded by Bangko Sentral ng Pilipinas the Certificate of Authority to run as a commercial bank on May 20, 1977. December 1981, they were granted permission to operate as a universal bank or an expanded commercial bank.

Since December 31, 2007, Allied Bank was the country’s 10th largest in terms of net worth and the 9th largest private domestic commercial bank in terms of total deposits.

Because of Allied Bank’s yearning to provide its cardholders their needs they have created ground breaking services and products that will surely satisfy any customer craving. Allied bank is now delighted to offer their clients the latest and upgraded Allied bank MasterCard Credit Card.

With this new innovation, cardholders are granted the chance to take in enjoyment in both the premium and essential side life offers like dining in fantastic restaurants, shopping in exclusive stores or having that awesome vacation you have always dreamed of.

What’s more, you get to have all these while getting lots of giveaways. Earn one (1) point for every Php50 transaction to redeem them for either free gifts, services, cash points and even Miles.

More than anything else, anyone wants the world to be on the palm of his hand. Allied Bank is here to assist you with getting the life you deserve.

In short, the Allied bank MasterCard Credit Card is here to make everything about life more precious.