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Easy Credit Card Application

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With several banks offering credit cards in the Philippines, it sounds easy to apply for one in any bank of your choosing. Nowadays, the internet makes it even easier for you to apply for a credit card because instead of going to an actual bank just to get more information on the card you want, you can read about it online. Not all banks allow online applications, though. While major banks like BPI and Metrobank allow you to apply online, most banks still require you to show up in person at their branch close to your home or workplace.

In the Philippines, you need to comply with the basic requirements when applying for a credit card to make it smooth and easy for you. BPI is one of the banks where you can easily apply for a credit card. Here is an overview of BPI’s credit card application and approval process.

Basic requirements

For starters, you should be at least 21 years old and earning a fixed income. You are qualified to apply for any of BPI”s credit cards if your minimum fixed monthly income is at least P10,000, but if you want to get the BPI Gold MasterCard, your minimum income should be at least P50,000.

Provide a residence or business landline number so the bank can easily get in touch with you. The application form should also be completely filled out before you sign it so it can be processed immediately. You can also apply for your credit card online.

Other documents you need

If you are employed, submit your latest income tax return with the stamp from a bank or the BIR, or the W2, but if you are self-employed, a businessman, or a proprietor, submit your latest Audited Financial Statements with the bank or BIR stamp and your latest income tax return with the BIR or bank stamp.

Also, be sure to submit a photocopy of any of the following:

  1. Previous month”s pay slips
  2. Certificate of Employment
  3. Previous month”s credit statements

BPI may also demand for additional income documents later on.



Featured Credit Cards:

MASTERCARD BLACK – BDO Credit Card


FEATURES:

  • Enjoy FREE membership for both your primary card and supplementary card for the initial year!
  • Earn rewards points on every Php50 worth of transactions on your BDO MasterCard Black!
  • Get special assistance whenever you travel with BDO Travel Desk!
  • Stay in the comfort of your homes and let BDO Black MasterCard do the payment of your monthly utility bills!
  • Supervise your finances with simplicity as you get lots of savings and discounts!
  • Avail of 24/7 customer service whenever you need it!

EASTWEST BANK CREDIT CARD


FEATURES:

<ul>
<li>Global Reception. Shop and travel around the world with your EastWest Bank Credit Card and enjoy unlimited control in almost 30 million international establishments all around the world.</li>
<li>To keep your foreign currency intact, all purchases you have, whether they may be local or international, will be funded in the Philippine peso.</li>
<li>Enjoy Finance charge of 3.50% per month</li>
<li>Cash advance of 5% or Php300 whichever is higher</li>
<li>Avail of the Free Family Accident and Dismemberment Protection </li>
</ul>

EXPRESS BLUE MasterCard – BPI Credit Card


FEATURES:

<ul>
<li><span style="font-size: x-small; line-height: 11px;">Pay an annual fee of just Php1550 for your initial card</span></li>
<li><span style="font-size: x-small; line-height: 11px;">Shop and dine anywhere you want with the BPI Express Credit Blue MasterCard in over 30 million establishments worldwide!</span></li>
<li><span style="font-size: x-small; line-height: 11px;">Get travel insurance of up to Php2000000 once you charge all transactions with your BPI Express Credit Blue MasterCard!</span></li>
<li><span style="font-size: x-small; line-height: 11px;">Withdraw 30% of your credit limit whenever you need it for emergencies!</span></li>
<li><span style="font-size: x-small; line-height: 11px;">Avail of finance charge of 3.4%!</span></li>
<li><span style="font-size: x-small; line-height: 11px;">Get help managing your money with S.I.P. Facility of BPI Express Credit Blue MasterCard!</span></li>
<li><span style="font-size: x-small; line-height: 18px;">Earn 1 point for every Php35 worth of transaction with your BPI Express Credit Blue MasterCard!</span></li>
</ul>

Citibank Rustans Credit Card


FEATURES:

  •  Pay an annual fee of just Php2500 and enjoy 2% rebate on all Rustan purchases!
  • Transfer your old account to your new Citi Rustan’s Card absolutely for FREE!
  • Relish on a Cash Advance Rate of 3.50%!
  • Get a Cash Advance Service fee of Php500 or 3% which ever is higher!
  • Go over your credit limit of over Php500! 

Featured Articles:

The Story of Allied Bank

With a continuously evolving world, Allied Banks’ Mission remains constant. Formally known as Allied Banking Corporation, Allied Bank is one the overall largest banks in the Philippines who in terms of assets rank tenth. The other being the United Coconut Planters Bank, Allied Bank is one of the two universal banks in the Philippines that could not be traded to the Philippine Stock Exchange.

Under the laws of the Philippine Republic, Allied Bank was incorporated on April 11, 1977 and awarded by Bangko Sentral ng Pilipinas the Certificate of Authority to run as a commercial bank on May 20, 1977. December 1981, they were granted permission to operate as a universal bank or an expanded commercial bank.

Since December 31, 2007, Allied Bank was the country’s 10th largest in terms of net worth and the 9th largest private domestic commercial bank in terms of total deposits.

Because of Allied Bank’s yearning to provide its cardholders their needs they have created ground breaking services and products that will surely satisfy any customer craving. Allied bank is now delighted to offer their clients the latest and upgraded Allied bank MasterCard Credit Card.

With this new innovation, cardholders are granted the chance to take in enjoyment in both the premium and essential side life offers like dining in fantastic restaurants, shopping in exclusive stores or having that awesome vacation you have always dreamed of.

What’s more, you get to have all these while getting lots of giveaways. Earn one (1) point for every Php50 transaction to redeem them for either free gifts, services, cash points and even Miles.

More than anything else, anyone wants the world to be on the palm of his hand. Allied Bank is here to assist you with getting the life you deserve.

In short, the Allied bank MasterCard Credit Card is here to make everything about life more precious.