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Credit Card with Insurance

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Only a few credit card companies in the Philippines come with useful insurance packages, and AIG Credit Card is one of them. AIG is among the leading names when it comes to insurance and financial services in the world, operating in about 130 countries and nations. All AIG member companies serve clients – individuals, institutions, and commercial sectors – with different insurance and financial products.

Benefits of being an AIG Credit Card holder:

Transferable and free family health protection

Only AIG Credit Cards offer a selection of Free Health Protection Benefits for your family. Even with only a minimum of P25,000 in card spending, you can already have a free dental or medical benefit, which encompasses consultations and consultations. Dental treatments and hospital reimbursements are also included, and they are also transferable to any of your immediate family members.

Quick bills

You can also enroll in the Quick Bills Facility, which is useful for paying communication and utility bills. This is convenient if you do not like waiting in long lines or if you do not have enough time to go to actual payment establishments.

Value Grocer

You can earn special benefits and privileges throughout the year by using your card to pay for your groceries.

AIG Flexi-Installment Facility

You can convert purchases through the credit card or through cash of any item into an installment plan. You have a selection of 3 to 24 months of payment terms but the interest rate is only 2.2% per month.

Members-Only Sales

Closed-door sale events can give you discounts if you are an AIG credit card holder. You can get as much as 80% off in home accessories, toys, apparel, gadgets, and others.

AIG Balance Transfer Facility

You can transfer your other credit cards’ outstanding balances to your AIG credit card and enjoy a lower interest rate of 2.2% a month.

American International Club

You earn points from the rewards program of the American International Club so you can choose a free gift.

More benefits

Other benefits with an AIG credit card include cash advance facilities, free lost card protection, global acceptance, and free travel inconvenience and travel accident insurance up to P10M if you are a Gold Card holder.

Featured Credit Cards:

Citibank Platinum VISA


  • Pay annual fee of Php5000 for the primary card and Php2500 for the supplementary card
  • Enjoy cash advance service fee of Php500 or 3%, whichever is higher
  • Transfer your balance for FREE…
  • Finance charge of only 2.75%



  • Enjoy an annual fee of only Php6000 for the primary card and Php3000 for the supplementary cards. But guess what, the first year is actually for free for both cards
  • Pay a cash advance rate of only 3.25%
  • Cash advance fee of only Php50 plus 5%, whichever is higher.
  • Get individual Dollar and Peso billings for your international and local transactions.
  • Avail of free flights out of the country with the Mabuhay Miles World MasterCard that has the lowest point of Mile conversion of only Php38!
  • Relish on customized assistance as you get special access to the Allied World Service.

HSBC Classic and Gold Credit Card


  • No worries with your annual fees because the initial year will be for free for both the primary and supplementary card holders.
  • Get 1 Rewards point for every Php10 you make!
  • Pay less as you buy more with HIP!
  • Need assistance at the middle of the night? Relax as HSBC Classic and Gold Credit Card has 24/7 customer service ready to help you with everything you need.



<li><span style="font-size: x-small;">Pay an annual fee of Php1500</span></li>
<li><span style="font-size: x-small;">Transfer your balance with just 1.25% to your new account</span></li>
<li><span style="font-size: x-small;">Avail of cash advance of up to 3.50%&nbsp;&nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp;</span></li>
<li><span style="font-size: 15px; line-height: 17px;"><span style="font-size: x-small;">Get finance charge of 3.50%</span></span></li>

Featured Articles:

Featured Article 3

Ever thought of getting a credit card but don’t know where to start? For majority of cardholders we know, credit cards are terrific tools that certainly have very great advantages.

We at have surveyed many customers and here is what came out…

Its very handy payment. That’s the big thing, right? You don’t have to worry about being robbed or something because you don’t have that big cash with you. Even if you’re just making small purchases, it’s a big help. Plus, the fact that we are in the on-line shopping age, it’s a total must have.

On the spot loans. When you’re short of cash, a credit card will be there to save you from the embarrassment of not being able to pay as it will help you make up for your purchase. To avoid any fees, just pay your balance in full.

You have no idea as to where you’re spending your money? People have the tendency to say they don’t know where half of their money went. With a credit card, you can easily track your purchases on your monthly payments. So if you think your wife spent too much for the month, check on your bill, who knows, it might even be you…

It’s easier to pay off. It’s easy to pay credit card bills. All you have to do is find an ATM with your checking or an easy account transfer. Good news is you don’t have to wait a month to pay it off. And guess what, some even lets cardholders pay their bills ONLINE. So say goodbye long lines; Hello to convenience!

You get rewards.

Every time you make transactions you earn point or “rewards” that you can exchange for either gift checks, vouchers, exclusive items or maybe the cash back system. We’re not saying that you use your credit card non-stop to avail of these, but as a matter of fact, it is a nice bonus.

Very exclusive deals. How would you spell exclusive? Its “c-r-e-d-i-t-c-a-r-d”. Why? Because you get a lot of high class services that are only available for those people who hold the cards. Sometimes its discounts on products, dining and traveling first class. Remember the times when you really wanted to buy something and you were able to buy it because of the discount my credit card was able to give me.

We can go on and on with these, but nothing is really important than learning it by experience. Everything has its ups and downs. It’s up to you, as the card holder, to become responsible in how you manage your money. Look into the bigger picture of how credit cards make life easier and who knows you might just even love it. Just be responsible and a word of advice, pay your dues on time, all the time…