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Credit Card with Insurance

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Only a few credit card companies in the Philippines come with useful insurance packages, and AIG Credit Card is one of them. AIG is among the leading names when it comes to insurance and financial services in the world, operating in about 130 countries and nations. All AIG member companies serve clients – individuals, institutions, and commercial sectors – with different insurance and financial products.

Benefits of being an AIG Credit Card holder:

Transferable and free family health protection

Only AIG Credit Cards offer a selection of Free Health Protection Benefits for your family. Even with only a minimum of P25,000 in card spending, you can already have a free dental or medical benefit, which encompasses consultations and consultations. Dental treatments and hospital reimbursements are also included, and they are also transferable to any of your immediate family members.

Quick bills

You can also enroll in the Quick Bills Facility, which is useful for paying communication and utility bills. This is convenient if you do not like waiting in long lines or if you do not have enough time to go to actual payment establishments.

Value Grocer

You can earn special benefits and privileges throughout the year by using your card to pay for your groceries.

AIG Flexi-Installment Facility

You can convert purchases through the credit card or through cash of any item into an installment plan. You have a selection of 3 to 24 months of payment terms but the interest rate is only 2.2% per month.

Members-Only Sales

Closed-door sale events can give you discounts if you are an AIG credit card holder. You can get as much as 80% off in home accessories, toys, apparel, gadgets, and others.

AIG Balance Transfer Facility

You can transfer your other credit cards’ outstanding balances to your AIG credit card and enjoy a lower interest rate of 2.2% a month.

American International Club

You earn points from the rewards program of the American International Club so you can choose a free gift.

More benefits

Other benefits with an AIG credit card include cash advance facilities, free lost card protection, global acceptance, and free travel inconvenience and travel accident insurance up to P10M if you are a Gold Card holder.

Featured Credit Cards:

Citibank Shell VISA


  • Get the HIGHEST fuel rebate in the market with Citi Shell Visa
  • Enjoy 24/7 emergency service for Gold Card holders in making any alternate plans in any cases of emergency.
  • gency cash once in need..
  • Pay an annual fee of only Php3000 for the primary card.



  • Avail of FREE Annual fee for the initial year!
  • Spend at least Php180000 per year and get FREE ANNUAL FEE FOR LIFE!
  • Shop, dine and travel anywhere around the world with the BDO MasterCard Gold!
  • Get one point for every Php50 worth of purchase and trades them for a reward you want!
  • Avail of the Dual Currency Billing Option!
  • Leave all your worries and concerns behind with the Travel Accident and Inconvenience Insurance Coverage of up to P5 Million exclusive for BDO Gold Cardholders!
  • Enjoy unlimited discounts and privileges with the BDO MasterCard Gold!
  • Worry no more with BDO’s light and easy installment programs!

HSBC Mabuhay Miles VISA Classic and Gold Credit Card


<li>Earn miles with everything you buy</li>
<li>Free annual fee for the initial year for both primary and supplementary cards</li>
<li>Get 24/7 Concierge Service anytime anywhere to free you of any credit card concerns</li>



  • Enjoy FREE membership for both your primary card and supplementary card for the initial year!
  • Earn rewards points on every Php50 worth of transactions on your BDO MasterCard Black!
  • Get special assistance whenever you travel with BDO Travel Desk!
  • Stay in the comfort of your homes and let BDO Black MasterCard do the payment of your monthly utility bills!
  • Supervise your finances with simplicity as you get lots of savings and discounts!
  • Avail of 24/7 customer service whenever you need it!

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With all the offers you get form credit card companies, you may feel a little overwhelmed about what kind of credit card suits you best. Here, at, have a few tips for you in choosing the appropriate credit card for you before you say the big “yes” to any credit card company or get carried away with solicitations over the phone or via mail.

Find out your basic goals. Ask yourself; Why do I need a credit card? You can’t just go and apply for a credit card just to be “in” with another crowd.

Next, determine how much you are prepared to pay for the annual fees and how much you plan to spend every month. This will help you start selecting a credit card that is within your budget.

Now do the research. Go to online resources (like to find out everything you need. If you have free time, drop by at the banks to inquire personally about all the things you need to find out. These should include the following:

  • The annual fee
  • Required minimum period
  • Finance charges
  • The credit card issuer providing the credit line and its size
  • The extension period (interest free days) before the payment should be made.

Review all the credit cards your have researched. Base your choice of credit card to the one that bests suits your lifestyle and personality. Always remember to choose the credit card that proposes the BEST DEAL for you. For example, don’t go for a credit that offers you free miles if you don’t have any plans of traveling abroad! Get the point?

Now that you know what to do, start looking up your resources and find out the best credit card suited for you.