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CITIBANK in the Philippines

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DESCRIPTIONS:

After more than 100 years of banking service in the Philippines, CitiBank is still one of the largest overseas commercial bank in the country in terms of assets, customers, revenues and domestic branches. It steadily ranks as one of the top five commercial banks in the condition of profitability and is among the top ten in terms of assets, loans and deposits.

You can choose from any of their seven credit card offers that give you a lot more than you have bargained for. If you love traveling with friends and family you can be assured of first class service anytime, all the time. It will also provide you with big discounts whi le shopping not just in the Philippines but also abroad.

Ever been embarrassed about not knowing if your balance is still enough for your purchase? Well, thanks to Citi Bank, you can now check your available balance on your credit card just by texting. They are the ones responsible for SMS banking wherein credit card holders can make charges, inquire about their existing balance and find out the amount or due dates of different bills. Citi Bank was the first to offer this kind of service in 2008.

With Citi, you can receive emails and SMS for free about your different purchases thus helps you avoid going over your credit card limit. You can even view your Rewards points plus redeem your special gifts online.

Guess what, you don’t have to suffer the thought of having to go through different processes just to get a credit card of your own. In Citi Bank, you can apply online anytime and anywhere you are.

Want more great news? You can actually acquire all your credit card statements via email in 5 business days compared to the others. You not only save on paper. You also do away with those piles of paper with your credit card statements.

All in all, Citi Bank Credit cards offer its clients the benefits of relishing a life of comfort. With varied online features with an extensive arrays of expedient and reliable services obtainable with just a click away, nothing is impossible even if you’re away from home.



Featured Credit Cards:

MASTERCARD BLACK – BDO Credit Card


FEATURES:

  • Enjoy FREE membership for both your primary card and supplementary card for the initial year!
  • Earn rewards points on every Php50 worth of transactions on your BDO MasterCard Black!
  • Get special assistance whenever you travel with BDO Travel Desk!
  • Stay in the comfort of your homes and let BDO Black MasterCard do the payment of your monthly utility bills!
  • Supervise your finances with simplicity as you get lots of savings and discounts!
  • Avail of 24/7 customer service whenever you need it!

BDO TITANIUM MASTERCARD


FEATURES:

  • Avail of an Annual Membership fee that is absolutely FREE for the first year! Spend Php300000 per year and you get it FREE FOR A LIFETIME!
  • Enjoy a flexible credit limit where you can access anywhere you may be and use it on your own terms!
  • Purchase anything you want, anywhere you are and avail of the Dual Currency Feature!
  • Get Cash Advance Service of up to 50% of your credit limit during emergencies!
  • Enjoy worldwide recognition and acceptance with your BDO Titanium MasterCard on over 20 million territories and locations wherever MasterCard is accepted!
  • Relish on affordable Installment Plans that are exclusive only for BDO MasterCard Titanium cardholders!
  • Share your purchasing power for up to six times!
  • Travel anywhere you want and be at ease with the BDO Titanium MasterCard as it gives you Php20000000
  • Get 24/7 Concierge Service anywhere you are!

EastWest Bank Practical Card


FEATURES:

  • Enjoy the lowest finance monthly charge of 2.25%  to 2.75% for different purchases
  • Relax with the 24-hour Customer service hotline for EastWest Bank Cardholders.

 

Share your spending power to love ones for up to 9 times

 

  • Get cash advances of up to 50% of your credit limit!
  • Avail of the Flexible Membership Fee Payment Option that will allow you to choose how you want to pay your membership fee.
  • Get rewards points in every transaction made with EastWest Bank Practical card
  • Pay an annual fee of Php2000

RCBC Bankard VISA


FEATURES:

<ul>
<li><strong style="mso-bidi-font-weight: normal;">&nbsp;</strong>Worldwide recognition</li>
<li>Peso Payment Convenience</li>
<li>Round the clock customer service</li>
<li>Gain unlimited rewards with transactions done with RCBC Bankard Visa</li>
</ul>

Featured Articles:

KEEPING AWAY FROM CREDIT CARD PROBLEMS

Once used properly and efficiently, credit cards are handy and suitable devices for just about anyone who is of age. It can even assist you with upcoming activities like buying a house, getting another degree and sometimes going for a leisure trip somewhere abroad with family and friends. Before you allow your teenager or yourself to get a credit card, know some of its advantages and understand some of its procedures.

A credit card can allow you to bUy products or services which you need right now but can’t afford to pay all of it at once. Sometimes it’s often the single way to pay for hotel accommodations, car rental fees or airline tickets.

Credit cards also allow it holders to purchase items over the phone or sometimes in the internet. You can shop and pay your monthly bills in the convenience of your very home! Some credit card companies offer virtual banking that lets you shop and transact business online.

It is also safer to carry a credit card than to carry cash around wherever you go. For the most part, credit cards are very useful in instant emergencies like accidents, car breakdowns or calamities.

You could actually even give anything you purchase protection, avail of travel insurances, free miles and even cash back bonuses if you charge your transactions with your credit card.

One fact is for sure; having a credit card is convenient at times but also remember that a credit card tempts you to spend money you don’t have. Always have the sense to follow up on your credit card to avoid overspending which can give you a big headache in the future. Use your credit cards in ways that you benefit from them, not them benefiting from you!

Understand what you’re getting into before you start building up credit card balances. Once used wisely, they are an absolute help in budgeting. But if not, they will turn up to be your greatest nightmare.