News And Articles


Annual Fee
Interest Rate

Citibank Credit Cards – Philippines

  • Interest Rate :
  • Annual Fee :

DESCRIPTIONS:

Citibank is one of the leading names of credit card providers in the Philippines and is also one of the most recognized banks in the world, so it has earned the trust of many credit card users.  The company also offers different types of credit cards in the Philippines, each of them are tailored to match different preferences and lifestyles. There are currently eight types of Citibank credit cards offered in the Philippines. Here’s a rundown plus notable features:

Citi Classic MasterCard/VISA

Citibank’s most basic credit card gives you rewards points each time you use it. You can also pay for expensive items in easy and light monthly installments using this card.

Citi Cash Back MasterCard

This credit card is convenient if you want to automatically pay for utilities and services for your home. It offers 5% rebate on your PLDT MyDSL and landline bills as well as to your grocery purchases, while other purchases are given a 0.5% rebate. The monthly interest rate is low at 2.99%, and if you spend a minimum of P15,000 a month, your principal card annual fee can be waived.

Citi PremierMiles Card

For travelers who like to fly, the Citi PremierMIles Card can be used with more than 50 participating airlines. The best thing about it is that your miles do not expire. Using this credit card to pay for everyday purchases also earns you free flights, and you can redeem miles from 5 frequent flyer programs.

Citi Rustan’s Card

If you are particular about where you shop and you like Rustan’s, consider getting this credit card, which gives you up to 3% rebate when you use it for shopping at Rustan’s Supermarket, Department Store, and its Stores Specialists, Inc. stores. It also gives you a 20% discount when you use it on your birthday or anniversary, and it also qualifies you for preferential discounts, invitations to sale events, free gifts, and priority services.

Citi Mercury Drug Card

Essentially a loyalty card, this credit card is best for frequent shoppers of Mercury Drug pharmacy. Using it gives you 2% rebate on any purchase made in the establishment and it also qualifies you for free intensive diamond peel from Clarity and a free yearly physical exam package courtesy of Healthway.

Shell Citi Visa

If you have a car and you like refueling at Shell gas station, consider this credit card which gives you a 5% rebate when you buy Shell fuel. Using this card for non-fuel purposes also earns you a rebate of 0.5%. It likewise qualifies you for a 24-hour Emergency Roadside Assistance Service anywhere you are in the Philippines.

Citi Gold MasterCard/VISA

Ideal for use when traveling abroad, it offers double rewards points when used overseas, and it also offers exclusive discounts wherever you are via the Citi World Privileges.

Citi Platinum VISA

This credit card offers the highest credit limit to match a luxurious lifestyle, and its monthly interest charge is only 2.75%. Exclusive lifestyle and shopping privileges are also offered locally and abroad, and it also qualifies you for 24-hour access to the Platinum Priority Hotline and Citibank’s Premium Concierge Services.



Featured Credit Cards:

GOLD CARD ! The BPI Credit Card for the Exec!


FEATURES:

  • Pay an annual fee of just Php2250 for your BPI Express Credit Gold MasterCard!
  • Avail of a finance charge of 3.4%
  • Travel anywhere you want ad get FREE travel insurance of up to Php1000000 once you charge your fare to your BPI Express Gold Credit Card!
  • Shop in more than 30 million establishments here and abroad and enjoy lots of discounts and perks!
  • Convert your foreign purchases into pesos with no processing fees
  • Purchase high ticket item with no worries with the S.I.P. facility available with your BPI Express Credit Gold MasterCard!

BDO MASTERCARD SHOP MORE


FEATURES:

  • Pay just Php900 for the initial year!
  • Avail of a cash advance fee of 5% or Php300 whichever is higher
  • Have a finance charge of 3.50%
  • Avail of up to 30% Cash Advance of your credit limit!
  • Get rewards points each time you purchase items at SM by the Peso Payback Rewards Program
  • Get up to 5 supplementary cards on your first year!
  • Relish on exciting freebies and discounts through SM Exclusive programs and BDO Delights!
  • Avail of the ongoing installment promos for as low as 0% interest in different electronics ad appliance stores, furniture shops, health and beauty services, restaurants, jewelry shops, travel packages and more.

BDO Shop More MasterCard has wide recognition and acceptance on major establishments throughout the Philippines and plus 20 million locations in 275 territories and countries wherever MasterCard is accepted.

BPI Credit Card – PETRON MasterCard


FEATURES:

  • Pay an annual fee of Php1550 for your primary card. Plus you get FREE Php200 worth of fuel once you receive your Petron-BPI MasterCard!
  • Get FREE Full Tank every year with its 3% fuel rebate!
  • Avail of a finance charge of just 3.4%
  • Get 24-hour Roadside Assistance and Towing Service wherever and whenever you need it!
  • Relish on very exclusive privileges and discounts on car dealerships and car accessory merchants only with your Petron-BPI MasterCard!

Mabuhay Miles VISA Platinum


FEATURES:

  • Annual fee of Php5000 and Php2500 for the supplementary cardsEarn free miles with everything you buy.

  • Get insurance for up to Php20,000,000 for your whole family when traveling anywhere.

  • Earn 1 point for just Php35 worth of purchase.

Featured Articles:

Featured Article 4

Ever thought of getting a credit card but don’t know where to start? For majority of cardholders we know, credit cards are terrific tools that certainly have very great advantages.

We at comprecreditcards.com.ph have surveyed many customers and here is what came out…

Its very handy payment. That’s the big thing, right? You don’t have to worry about being robbed or something because you don’t have that big cash with you. Even if you’re just making small purchases, it’s a big help. Plus, the fact that we are in the on-line shopping age, it’s a total must have.

On the spot loans. When you’re short of cash, a credit card will be there to save you from the embarrassment of not being able to pay as it will help you make up for your purchase. To avoid any fees, just pay your balance in full.

You have no idea as to where you’re spending your money? People have the tendency to say they don’t know where half of their money went. With a credit card, you can easily track your purchases on your monthly payments. So if you think your wife spent too much for the month, check on your bill, who knows, it might even be you…

It’s easier to pay off. It’s easy to pay credit card bills. All you have to do is find an ATM with your checking or an easy account transfer. Good news is you don’t have to wait a month to pay it off. And guess what, some even lets cardholders pay their bills ONLINE. So say goodbye long lines; Hello to convenience!


You get rewards.

Every time you make transactions you earn point or “rewards” that you can exchange for either gift checks, vouchers, exclusive items or maybe the cash back system. We’re not saying that you use your credit card non-stop to avail of these, but as a matter of fact, it is a nice bonus.

Very exclusive deals. How would you spell exclusive? Its “c-r-e-d-i-t-c-a-r-d”. Why? Because you get a lot of high class services that are only available for those people who hold the cards. Sometimes its discounts on products, dining and traveling first class. Remember the times when you really wanted to buy something and you were able to buy it because of the discount my credit card was able to give me.

We can go on and on with these, but nothing is really important than learning it by experience. Everything has its ups and downs. It’s up to you, as the card holder, to become responsible in how you manage your money. Look into the bigger picture of how credit cards make life easier and who knows you might just even love it. Just be responsible and a word of advice, pay your dues on time, all the time…