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Citibank Credit Cards in the Philippines

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DESCRIPTIONS:

One of the big names when it comes to international banks is Citibank, which has been around since 1812 when it was founded. The bank is the banking arm of Citigroup, a large conglomerate known for financial services. Although based in New York City, Citibank has hundreds of branches all over the world including in the Philippines. Citibank is also among the banks in the country where you can obtain a reliable and efficient credit card to help you in managing your finances.

Nowadays, Citibank offers different types of credit cards to suit the needs and lifestyle of every modern Filipino spender. Here is an overview of their credit cards and the perks that come along with each:

Citi Cash Back MasterCard

  1. Ideal for use when paying for basic bills and purchases for the household
  2. This credit card offers 5% rebate when you use it to pay for your PLDT MyDSL and landline bills and for your Meralco bills.
  3. The same rebate is given if you use your card to pay for your groceries, while a 0.5% rebate is provided when you use it for other purchases.
  4. The interest rate is low at 2.99%, and you also get a waived principal card annual fee if your minimum monthly spending reaches P15,000.

Citi PremierMiles Card

  • Ideal for travelers
  • You can get free flights if you use your card as often as you can to pay for purchases.
  • You can redeem your miles from five different frequent flyer programs provided by more than 50 airlines.
  • The miles do not expire.

Citi Rustan’s Card

  • Ideal for patrons of Rustan’s Supermarket, Department Store, and Stores Specialists, Inc. stores because you get 3% rebates if you buy from those establishments
  • You can also get up to 20% discount on your birthday or when your card celebrates its anniversary.
  • You also qualify for free gifts, priority services, exclusive invites to sales, and preferential discounts.

Citi Mercury Drug Card

  • If you like buying your medicines and vitamins from Mercury Drug, consider getting this card, which qualifies you to a 2% rebate on all your purchases.
  • It also qualifies you to a free annual physical examination in Healthway.
  • You also qualify for a free intensive diamond peel in Clarity.

Shell Citi Visa

  • Frequent patrons of Shell should get this card, which gives you a 5% rebate on purchases of Shell Fuel and a 0.5% rebate on non-fuel products.
  • You also qualify for a 24-hour emergency roadside assistance service offered nationwide.

Citi Platinum VISA

  • This is the credit card with the highest credit limit suitable for a luxurious lifestyle.
  • The very low 2.75% monthly interest charge lets you splurge on the things you want.
  • You qualify for exclusive lifestyle and shopping privileges in the Philippines and while abroad.
  • You get access to the 24-hour platinum priority hotline and concierge services.

Citi Gold MasterCard/VISA

  • Exclusive discounts abroad and while in the Philippines are provided via Citi World Privileges.
  • You can get double rewards points if you use your card while shopping abroad.

Citi Classic MasterCard/VISA

  • Ideal for paying purchases through light and easy installments every month
  • You also get rewards points each time you use this credit card, and you can exchange the points for gifts and other items offered by Citibank.


Featured Credit Cards:

EASTWEST BANK CREDIT CARD


FEATURES:

<ul>
<li>Global Reception. Shop and travel around the world with your EastWest Bank Credit Card and enjoy unlimited control in almost 30 million international establishments all around the world.</li>
<li>To keep your foreign currency intact, all purchases you have, whether they may be local or international, will be funded in the Philippine peso.</li>
<li>Enjoy Finance charge of 3.50% per month</li>
<li>Cash advance of 5% or Php300 whichever is higher</li>
<li>Avail of the Free Family Accident and Dismemberment Protection </li>
</ul>

METROBANK PLATINUM MASTERCARD


FEATURES:

<ul>
<li>Delight in the special financial charge now for only 2.75%.</li>
<li>With the Metrobank Platinum Mastercard, you get round the clock international concierge package on any credit card associated need, may it be business transactions, medical treatments or a special shopping. Now it has even HIGHER credit limits that lets you enjoy the lifestyle you ask for&hellip;</li>
<li>Pay for just Php5000 for your annual fee to enjoy a credit card with the highest credit limit with an extremely low interest rate! But guess what, the first year is actually for FREE!</li>
<li>No more worries because with the Metrobank Platinum MasterCard, you get to enjoy 24/7 Concierge Service all year round!</li>
</ul>

MetroBank M Free MasterCard


FEATURES:

  • NO ANNUAL FEE FOR LIFE!
  • Avail of finance charge rate of just 3.50%
  • Transfer your balance to your new Metrobank M Free MasterCard with just 0.79%
  • Get cash whenever you need it with Php300 or 3%, whichever is higher!

RCBC Bankard Diamond Card


FEATURES:

  • Finance Charge: 2.75 %
  • Balance Transfer Rate: 1.488% (6months)
  • Annual fee of only Php2,500
  • Cash advance service fee 300% or 5%, whichever is higher

Featured Articles:

Featured Article

Ever thought of getting a credit card but don’t know where to start? For majority of cardholders we know, credit cards are terrific tools that certainly have very great advantages.

We at comprecreditcards.com.ph have surveyed many customers and here is what came out…

Its very handy payment. That’s the big thing, right? You don’t have to worry about being robbed or something because you don’t have that big cash with you. Even if you’re just making small purchases, it’s a big help. Plus, the fact that we are in the on-line shopping age, it’s a total must have.

On the spot loans. When you’re short of cash, a credit card will be there to save you from the embarrassment of not being able to pay as it will help you make up for your purchase. To avoid any fees, just pay your balance in full.

You have no idea as to where you’re spending your money? People have the tendency to say they don’t know where half of their money went. With a credit card, you can easily track your purchases on your monthly payments. So if you think your wife spent too much for the month, check on your bill, who knows, it might even be you…

It’s easier to pay off. It’s easy to pay credit card bills. All you have to do is find an ATM with your checking or an easy account transfer. Good news is you don’t have to wait a month to pay it off. And guess what, some even lets cardholders pay their bills ONLINE. So say goodbye long lines; Hello to convenience!


You get rewards.

Every time you make transactions you earn point or “rewards” that you can exchange for either gift checks, vouchers, exclusive items or maybe the cash back system. We’re not saying that you use your credit card non-stop to avail of these, but as a matter of fact, it is a nice bonus.

Very exclusive deals. How would you spell exclusive? Its “c-r-e-d-i-t-c-a-r-d”. Why? Because you get a lot of high class services that are only available for those people who hold the cards. Sometimes its discounts on products, dining and traveling first class. Remember the times when you really wanted to buy something and you were able to buy it because of the discount my credit card was able to give me.

We can go on and on with these, but nothing is really important than learning it by experience. Everything has its ups and downs. It’s up to you, as the card holder, to become responsible in how you manage your money. Look into the bigger picture of how credit cards make life easier and who knows you might just even love it. Just be responsible and a word of advice, pay your dues on time, all the time…