News And Articles


Annual Fee
Interest Rate

BPI Credit Card

  • Interest Rate :
  • Annual Fee :

DESCRIPTIONS:

One of the leading and customer-friendly credit card providers in the Philippines is BPI, which are accepted in a lot of major shops, malls, and cities here and abroad. BPI is also among the top banks trusted by a lot of Filipinos when it comes to helping them handle their personal finances. You could not go wrong with a BPI credit card if you feel that it is indeed the right credit card for your lifestyle and financial demands.

BPI’s line of credit cards has something to offer every financial need. Whether you are looking for extra privileges or perks, looking for a new credit card, looking for budget-friendly annual fees, or you simply want a credit card for paying your bills and for purchasing important things, you can find the right BPI credit card for you. The right BPI credit card can let you relax, dine, shop, and travel with ease, and some merchants even give you freebies and discounts when you use your card to pay for their products. BPI credit cards also come with a rewards system called, “Real Thrills”. You can get gifts according to your dining and shopping habits since BPI analyzes which restaurants you frequently visit and which stores you frequently shop in.

These cards also offer convenience with the Superior Chip Technology feature, which is reputed as the Philippines’ first and only Europay-MasterCard-Visa (EMV)-compliant chip card. It offers good encryption capability so credit card fraud is avoided and secure transactions are made. Having a BPI card also gives you two separate credit lines for installment and for straight or regular purchases. There are no hidden charges when you go for the installment plan because the installment billing does not include monthly finance charges present in regular purchases.

Another great feature of the card is the S.I.P. Facility, which is useful when paying for expensive services and products like credit card balances of other credit cards, tuition fees, furniture, and appliances. Basically, it lets you manage your budget by letting you pay in three, six, nine, twelve, eighteen, or twenty-four installment terms with fixed and low add-on rates.



Featured Credit Cards:

BDO HOME MASTERCARD


FEATURES:

  • Earn rebates for your card that is up to Php2000!
  • Get a special 1% rebate via cash coupons for all MERALCO residential accounts
  • Relish on an interest rate of just 3%
  • Go for a practical lifestyle as BDO MasterCard Home through EasyPAY Installment programs!
  • Acquire up to 50% Cash Advance Limit!
  • Enjoy a variety of discounts, promos and perks with BDO MasterCard Home!

Unionbank Omni Pass


FEATURES:

  • Pay an annual fee of just Php1500 for the primary card!
  • Transfer your old account to your new Union Bank OmniPass with just 1.25%!
  • Avail of Cash Advance service Fee of Php300 or 6%, whichever is higher!
  • Get Cash Advance rate of just 3.50%
  • Travel by sea or plane with the Union Bank OmniPass rewards!
  • Get loads of discounts and bonuses with every transaction charged with your Union Bank OmniPass!

EXPRESS BLUE MasterCard – BPI Credit Card


FEATURES:

<ul>
<li><span style="font-size: x-small; line-height: 11px;">Pay an annual fee of just Php1550 for your initial card</span></li>
<li><span style="font-size: x-small; line-height: 11px;">Shop and dine anywhere you want with the BPI Express Credit Blue MasterCard in over 30 million establishments worldwide!</span></li>
<li><span style="font-size: x-small; line-height: 11px;">Get travel insurance of up to Php2000000 once you charge all transactions with your BPI Express Credit Blue MasterCard!</span></li>
<li><span style="font-size: x-small; line-height: 11px;">Withdraw 30% of your credit limit whenever you need it for emergencies!</span></li>
<li><span style="font-size: x-small; line-height: 11px;">Avail of finance charge of 3.4%!</span></li>
<li><span style="font-size: x-small; line-height: 11px;">Get help managing your money with S.I.P. Facility of BPI Express Credit Blue MasterCard!</span></li>
<li><span style="font-size: x-small; line-height: 18px;">Earn 1 point for every Php35 worth of transaction with your BPI Express Credit Blue MasterCard!</span></li>
</ul>

CITI BANK GOLD CARD


FEATURES:

  • Get privileged service anywhere around the world when you travel with Citibank Gold Card!
  • >Pay an annual fee of Php2500 for your primary card and take advantage of a credit line higher than you imagined!
  • Avail of Rewards point for every Php30 spent with your credit card.
  • Travel the world with no worries with Travel Inconvenience Protection available for all card holders just by paying your ticket in full making use of the Citi Gold Card!
  • Relish on Cash Advance Service of only Php500 or 3% whichever is higher…
  • Avail of 24/7 customer service wherever you maybe!

Featured Articles:

Featured Article 3

Ever thought of getting a credit card but don’t know where to start? For majority of cardholders we know, credit cards are terrific tools that certainly have very great advantages.

We at comprecreditcards.com.ph have surveyed many customers and here is what came out…

Its very handy payment. That’s the big thing, right? You don’t have to worry about being robbed or something because you don’t have that big cash with you. Even if you’re just making small purchases, it’s a big help. Plus, the fact that we are in the on-line shopping age, it’s a total must have.

On the spot loans. When you’re short of cash, a credit card will be there to save you from the embarrassment of not being able to pay as it will help you make up for your purchase. To avoid any fees, just pay your balance in full.

You have no idea as to where you’re spending your money? People have the tendency to say they don’t know where half of their money went. With a credit card, you can easily track your purchases on your monthly payments. So if you think your wife spent too much for the month, check on your bill, who knows, it might even be you…

It’s easier to pay off. It’s easy to pay credit card bills. All you have to do is find an ATM with your checking or an easy account transfer. Good news is you don’t have to wait a month to pay it off. And guess what, some even lets cardholders pay their bills ONLINE. So say goodbye long lines; Hello to convenience!


You get rewards.

Every time you make transactions you earn point or “rewards” that you can exchange for either gift checks, vouchers, exclusive items or maybe the cash back system. We’re not saying that you use your credit card non-stop to avail of these, but as a matter of fact, it is a nice bonus.

Very exclusive deals. How would you spell exclusive? Its “c-r-e-d-i-t-c-a-r-d”. Why? Because you get a lot of high class services that are only available for those people who hold the cards. Sometimes its discounts on products, dining and traveling first class. Remember the times when you really wanted to buy something and you were able to buy it because of the discount my credit card was able to give me.

We can go on and on with these, but nothing is really important than learning it by experience. Everything has its ups and downs. It’s up to you, as the card holder, to become responsible in how you manage your money. Look into the bigger picture of how credit cards make life easier and who knows you might just even love it. Just be responsible and a word of advice, pay your dues on time, all the time…