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BDO Credit Card

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DESCRIPTIONS:

Banco De Oro is one of the fastest growing banks in the Philippines offering a range of products and services for Filipinos when it comes to managing their personal and business finances. Credit cards are just among its products, and they are available in different types with different features to match your lifestyle and your finances. Currently, BDO issues credit cards under MasterCard, Visa, American Express, and JCB.

The BDO credit card is specifically tailored for individuals making payments for their household bills, personal needs, and their family’s expenses. There are also credit cards with rewards programs tailored for individuals using their BDO credit card for specific purposes such as paying for groceries, airline tickets, or fuel. Banco De Oro is affiliated with SM Department Stores and its other affiliate retailers, so the BDO credit card offers perks each time you use it to pay for items or services made in SM malls or supermarkets. These perks include freebies and discounts, and even a free SM Advantage Card if you own the BDO Shop More MasterCard.

BDO also offers internet banking. You can access your personal page in the bank’s official website if you want to check your balance or would like to know how much rewards points you have already earned. You don’t have to wait for your next billing statement to arrive in your mail. If you need any help regarding your credit card, the customer service team is polite, friendly, and very helpful when assisting their clients. You can call any time for customer support regarding your credit card.

Choose your BDO credit card according to your lifestyle and needs. The most basic BDO credit card is the BDO MasterCard Home, which is useful when paying for basic needs for the home such as utilities and groceries. If you like to shop in SM Malls, consider getting a BDO Shop More MasterCard. There is also a so-called “Virtual Card,” which is useful if you are more likely to shop online. Basically, it is a companion card for your BDO Classic, Titanium, Gold, or Platinum Mastercard.



Featured Credit Cards:

Landmark – Anson’s Card


FEATURES:

<ul>
<li>Free membership for 12 months</li>
<li>Lowest monthly fee of Php80 per month</li>
<li>Earn rewards when using your cards and exchange them for free gift certificates</li>
<li>Avail of Weekly Wednesday discounts</li>
</ul>

BDO HOME MASTERCARD


FEATURES:

  • Earn rebates for your card that is up to Php2000!
  • Get a special 1% rebate via cash coupons for all MERALCO residential accounts
  • Relish on an interest rate of just 3%
  • Go for a practical lifestyle as BDO MasterCard Home through EasyPAY Installment programs!
  • Acquire up to 50% Cash Advance Limit!
  • Enjoy a variety of discounts, promos and perks with BDO MasterCard Home!

BDO MASTERCARD SHOP MORE


FEATURES:

  • Pay just Php900 for the initial year!
  • Avail of a cash advance fee of 5% or Php300 whichever is higher
  • Have a finance charge of 3.50%
  • Avail of up to 30% Cash Advance of your credit limit!
  • Get rewards points each time you purchase items at SM by the Peso Payback Rewards Program
  • Get up to 5 supplementary cards on your first year!
  • Relish on exciting freebies and discounts through SM Exclusive programs and BDO Delights!
  • Avail of the ongoing installment promos for as low as 0% interest in different electronics ad appliance stores, furniture shops, health and beauty services, restaurants, jewelry shops, travel packages and more.

BDO Shop More MasterCard has wide recognition and acceptance on major establishments throughout the Philippines and plus 20 million locations in 275 territories and countries wherever MasterCard is accepted.

Metrobank M Lite MasterCard


FEATURES:

  • Pay an annual fee of just Php1400
  • Take advantage of Finance Charge Rate of just 2.49%!
  • Transfer your balance to your new Metrobank M Lite MasterCard with just 0.79%

Featured Articles:

Should you let your kid have his own credit card?

Fact: there is already an increase of teens and college students who have their own credit cards. Credit card companies now aim on the two groups since they are the ones who spend more money than adults.

Educate your child on how to manage spending with a credit card. Parents an even use instances in the present state of affairs as an example to discuss to kids the pros and cons of credit cards.

Smaller credit limits are usual with these types of cards and while it may be easy to apply for one, credit card companies charge large interest rates and fees to the teenage credit card holders.

People who are below 18 are not legitimate in obtaining credit cards without the consent of their parents. Unfortunately, some kids fill out forms and receive credit cards without the knowledge of their parents. To avoid this, talk to them and help them realize the importance of beginning a solid credit history with their first card. Emphasize that it is of utmost importance to their future.

As a parent, start by reading the guidelines with your child. Make sure you call to attention all the terms written on the fine print. Avoid coming to the rescue if the bills get way out of control. This will teach him to be responsible in handling his money. A credit card spent by a teenager and paid by his parents initiates bad credit habits

Let the child bear in mind that his credit card sho uld be used in emergencies only. Monitor ALL his spending activities. Some credit cards even allow the parents to create their own credit limit for the supplementary cards. This is very logical especially if you are too busy with your career.

Parents can help their kids spend sensibly with the correct use of credit cards. At this early stage, it is better to prepare them in the reality of life by teaching them not to abuse its benefits.