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Banco De Oro

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DESCRIPTIONS:

Banco De Oro

Banco De Oro Unibank, Inc. (BDO) has proven its strength over the years as one of the leading banks in the Philippines. It is owned by Henry Sy, the SM mall magnate in the country. BDO is stable and convenient. It has numerous branches across the country—Luzon, Visayas and Mindanao.

BDO provides their clients convenience because there are a lot of branches nationwide. Banking hours are longer compared to most banks in the country. Their branches are found in malls or other commercial areas so it’s easy to do your banking business anywhere and anytime. They also offer internet banking so you can check your bank details or payments on line through their official website. Furthermore, BDO accepts MasterCard, Visa, and JCB cards.

They have a wide array of credit cards such as BDO MasterCard, Black MasterCard, Gold MasterCard, Titanium MasterCard, Platinum Mastercard, Shopmore and Virtual Card.

BDO MasterCard fits your lifestyle because of the low interest rate of 3 percent, 50 percent cash advance limit, EasyPAY installment programs and other perks. The Black MasterCard, on the other hand, allows you to earn 1 rewards point for every P50 charge your credit card earns. The accumulated points are redeemable. You can choose from gift certificates, travel packages, gadgets, etc. Another perk is you may use your points to waive your monthly or annual membership fees. The Gold MasterCard allows you to spend at least P180,000 a year. The annual membership fee is automatically waived. There are five supplementary cards for Gold MasterCard holders. The first supplementary card is free while the others are free for the first year. BDO Titanium MasterCard is suitable for jetsetters because of its flexible spending capacity. Whether it’s for business or vacation travel, it provides you the convenience that you need. It has dual currency feature, flexible credit limit, dual billing, minimum payment options, installment plans, balance transfer, cash advance and most importantly, it is accepted worldwide.

BDO Mastercard Shop More is great for shoppers because it also provides credit card users free SM Advantage Card. You can earn rewards points at SM malls when you use your credit card. There are a wide variety of SM products you can redeem from the points you earned. Moreover, BDO Virtual Card has all year round exclusive perks that is open to all BDO Gold credit cardholders. The minimum transaction amount is P 3,000.

Also, they have the BDO Rewards card (Emerald, Ruby, Sapphire and Diamond) apart from the SM Advantage. The higher points you earn, the higher level of card you’ll be given. Emerald is given to those who got 1,999 points and below. Ruby is for card holders with 2,000 to 3,999 points. Sapphire is for those with 4,000 to 5,999 points. Diamond is for card holders 6,000 points and above. You can earn the points at any SM establishments or affiliates such as SM Department Stores, Kultura, Watsons, Ace Hardware, Ace Builders, Makro, Savemore, and Hypermarket. If you purchase items from Adidas, Our Home, Toy Kingdom, Factory Store outlet, Triumph, Levis and other affiliates stores, you’ll also earn points. Even Petron, Taal Vista Hotel and Asia Pacific College are included. You can get restaurant discounts, invitation to pre-selling real estates, hotel discounts and other perks from earning points.

BDO has a variety of credit cards for each and every individuals—depending on their lifestyles. There are a lot of options for everyone to choose from.



Featured Credit Cards:

EastWest Bank Practical Card


FEATURES:

  • Enjoy the lowest finance monthly charge of 2.25%  to 2.75% for different purchases
  • Relax with the 24-hour Customer service hotline for EastWest Bank Cardholders.

 

Share your spending power to love ones for up to 9 times

 

  • Get cash advances of up to 50% of your credit limit!
  • Avail of the Flexible Membership Fee Payment Option that will allow you to choose how you want to pay your membership fee.
  • Get rewards points in every transaction made with EastWest Bank Practical card
  • Pay an annual fee of Php2000

EASTWEST BANK PLATINUM MASTERCARD


FEATURES:

  • Get FREE LIFETIME MEMBERSHIP!
  • Delight in your ability to shop anywhere in more than 300 countries with almost 30 million establishments.
  • Finance charge of only 3.75% a month!
  • Cash advance of 5% or Php300 whichever is higher
  • Share your power to purchase to special people by requesting supplementary cards with the annual membership fees waived perpetually.

MASTERCARD BLACK – BDO Credit Card


FEATURES:

  • Enjoy FREE membership for both your primary card and supplementary card for the initial year!
  • Earn rewards points on every Php50 worth of transactions on your BDO MasterCard Black!
  • Get special assistance whenever you travel with BDO Travel Desk!
  • Stay in the comfort of your homes and let BDO Black MasterCard do the payment of your monthly utility bills!
  • Supervise your finances with simplicity as you get lots of savings and discounts!
  • Avail of 24/7 customer service whenever you need it!

ALLIED BANK PREMIER MASTERCARD


FEATURES:

  • Pay an annual fee of only Php3000 for the Principal card and Php1200 for the supplementary cards. But
  • worry not because the first year is actually FREE.
  • Cash advance limit of 30% of assigned credit limit in both the Peso and Dollar currency.
  • Pay only an interest rate of 3.25% a month

Featured Articles:

HOW TO PICK THE BEST AMONG THE REST: CHOOSING THE RIGHT CREDIT CARD FOR YOU

With all the offers you get form credit card companies, you may feel a little overwhelmed about what kind of credit card suits you best. Here, at comparecreditcards.com, have a few tips for you in choosing the appropriate credit card for you before you say the big “yes” to any credit card company or get carried away with solicitations over the phone or via mail.

Find out your basic goals. Ask yourself; Why do I need a credit card? You can’t just go and apply for a credit card just to be “in” with another crowd.

Next, determine how much you are prepared to pay for the annual fees and how much you plan to spend every month. This will help you start selecting a credit card that is within your budget.

Now do the research. Go to online resources (like comparecreditcards.com) to find out everything you need. If you have free time, drop by at the banks to inquire personally about all the things you need to find out. These should include the following:

  • The annual fee
  • Required minimum period
  • Finance charges
  • The credit card issuer providing the credit line and its size
  • The extension period (interest free days) before the payment should be made.

Review all the credit cards your have researched. Base your choice of credit card to the one that bests suits your lifestyle and personality. Always remember to choose the credit card that proposes the BEST DEAL for you. For example, don’t go for a credit that offers you free miles if you don’t have any plans of traveling abroad! Get the point?

Now that you know what to do, start looking up your resources and find out the best credit card suited for you.