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Airline Miles Cards

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DESCRIPTIONS:

If you are a frequent traveler, a credit card offering air mileage points may be most suitable for you. Essentially, airline mileage cards help you make the most of your trips by giving you points that can be converted into perks like access to exclusive airline lounges, discounts, free airline tickets, upgrading to first class, and more travel-related rewards.

Your favorite airline

Be discerning when choosing an airline miles card; to get the most out of it, you should consider your loyalty to certain airline, travel needs, and personal interests. For starters, consider which airline you are more likely to travel with so you can pick a credit card that has a partnership with that airline. All major credit card providers have a credit card co-branded with a particular air carrier such as Philippine Airlines.

Go generic

If you are not always flying with a particular airline but you like traveling with discounted tickets, a generic airline mileage card should be better for you. Many major banks in the Philippines offer mileage cards that enable consumers to earn mileage points whenever they use the credit card not just for buying airline tickets, but also for buying consumer goods (like groceries) and services. You can exchange these points for free tickets and other privileges.

Know the differences

Still, airline miles are different from frequent flier miles because they cannot be included with the airline’s own frequent flier program. Once you gain enough mileage, you can redeem your rewards by using your credit card miles to purchase the discount ticket from a major airline. There is also a difference between generic miles and airline-specific credit cards. In general, generic ones sometimes do not have annual fees while co-branded ones often do.

Examples of airline miles cards

Finding the right airline mileage credit card should be once you have decided which type of card suits your needs and spending patterns. Here is a list of some of the airline miles cards in the Philippines.

  1. Citi PremierMiles Card from Citibank
    * lets you earn more miles on purchases
    * lets you redeem from around 70 participating airlines.
    * the miles never expire
  2. BPI Express Credit WorldPerks Pure Mileage Card from BPI
    * customers earn 1 WorldPerks mile each time P45.00 is spent
    * miles have not expiry date and can be transferred to friends and family
  3. HSBC Mabuhay miles Visa from HSBC
    * an airline-specific card for use only with Philippine Airlines
    * can be used for domestic or international travel
    * you earn a mile for every P45.00 spent, which is attributed as the lowest spend-to-mile requirement for conversion among modern travel mileage cards.
  4. Go! MasterCard from Metrobank
    * gives clients a chance to buy tickets and fly free.
    * you can get double points by using this card in certain establishments like Handyman, Cebu Pacific, Robinsons, Warehouse, Topshop or Topman, Wallis, and Dorothy Perkins.


Featured Credit Cards:

BDO MASTERCARD SHOP MORE


FEATURES:

  • Pay just Php900 for the initial year!
  • Avail of a cash advance fee of 5% or Php300 whichever is higher
  • Have a finance charge of 3.50%
  • Avail of up to 30% Cash Advance of your credit limit!
  • Get rewards points each time you purchase items at SM by the Peso Payback Rewards Program
  • Get up to 5 supplementary cards on your first year!
  • Relish on exciting freebies and discounts through SM Exclusive programs and BDO Delights!
  • Avail of the ongoing installment promos for as low as 0% interest in different electronics ad appliance stores, furniture shops, health and beauty services, restaurants, jewelry shops, travel packages and more.

BDO Shop More MasterCard has wide recognition and acceptance on major establishments throughout the Philippines and plus 20 million locations in 275 territories and countries wherever MasterCard is accepted.

RCBC Bankard Diamond Card


FEATURES:

  • Finance Charge: 2.75 %
  • Balance Transfer Rate: 1.488% (6months)
  • Annual fee of only Php2,500
  • Cash advance service fee 300% or 5%, whichever is higher

Landmark – Anson’s Card


FEATURES:

<ul>
<li>Free membership for 12 months</li>
<li>Lowest monthly fee of Php80 per month</li>
<li>Earn rewards when using your cards and exchange them for free gift certificates</li>
<li>Avail of Weekly Wednesday discounts</li>
</ul>

EASTWEST BANK DOLCE VITA


FEATURES:

<ul>
<li>Finance charge of only 3.50% per month</li>
<li>Cash advance of 5% or Php300 whichever is higher</li>
<li>For transactions done in foreign currencies, pay only a conversion fee of 2.50%</li>
<li>&nbsp;Pay an annual fee of just Php1600</li>
</ul>

Featured Articles:

Featured Article 4

Ever thought of getting a credit card but don’t know where to start? For majority of cardholders we know, credit cards are terrific tools that certainly have very great advantages.

We at comprecreditcards.com.ph have surveyed many customers and here is what came out…

Its very handy payment. That’s the big thing, right? You don’t have to worry about being robbed or something because you don’t have that big cash with you. Even if you’re just making small purchases, it’s a big help. Plus, the fact that we are in the on-line shopping age, it’s a total must have.

On the spot loans. When you’re short of cash, a credit card will be there to save you from the embarrassment of not being able to pay as it will help you make up for your purchase. To avoid any fees, just pay your balance in full.

You have no idea as to where you’re spending your money? People have the tendency to say they don’t know where half of their money went. With a credit card, you can easily track your purchases on your monthly payments. So if you think your wife spent too much for the month, check on your bill, who knows, it might even be you…

It’s easier to pay off. It’s easy to pay credit card bills. All you have to do is find an ATM with your checking or an easy account transfer. Good news is you don’t have to wait a month to pay it off. And guess what, some even lets cardholders pay their bills ONLINE. So say goodbye long lines; Hello to convenience!


You get rewards.

Every time you make transactions you earn point or “rewards” that you can exchange for either gift checks, vouchers, exclusive items or maybe the cash back system. We’re not saying that you use your credit card non-stop to avail of these, but as a matter of fact, it is a nice bonus.

Very exclusive deals. How would you spell exclusive? Its “c-r-e-d-i-t-c-a-r-d”. Why? Because you get a lot of high class services that are only available for those people who hold the cards. Sometimes its discounts on products, dining and traveling first class. Remember the times when you really wanted to buy something and you were able to buy it because of the discount my credit card was able to give me.

We can go on and on with these, but nothing is really important than learning it by experience. Everything has its ups and downs. It’s up to you, as the card holder, to become responsible in how you manage your money. Look into the bigger picture of how credit cards make life easier and who knows you might just even love it. Just be responsible and a word of advice, pay your dues on time, all the time…