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HSBC Red MasterCard

  • Interest Rate : 3.50%
  • Annual Fee : $12


Love the luxuries in life? How about a credit card that is perfectly designed for women? Red MasterCard concentrates its attention helping women build confidence in them by experiencing financial liberation and independence as it provides many discounts and extra bonuses and giveaway packages that are truly fit for the women of today.

  • Pay no annual fee for the first year because it’s absolutely for FREE.
  • Get benefits of RED HOT DEALS as you avail of limited freebies and discounts every time you use your HSBC Red MasterCard in selected establishments.

Caprichosa Spa Party: Get two free massages and a bottle of wine once you reserve a spa party worth Php6000. This promo expires March 31, 2011!

Gymboree: Get 10% discount on your Annual Membership fee, 20% discount on the Lifetime Membership fee. Want more? Enroll at least12 classes and you get one FREE! This offer is valid until January 31, 2011.

Lay Bare: Pamper your eyebrows with a FREE Eyebrow Threading for just a minimum purchase of Php300. This offer is valid until January 31, 2011.

STRIP: Get 35% discount on just 6 sessions of the IPL package.this promo is until February 28, 2011.

Suriya Spa: Avail of exclusive HBSC Membership package for Php6,500 that is payable in 6 months with 0% interest! This package, which is valid until October 1, 2010, includes Essential Aromatherapy facial, Water Lily facial, Anti Stress Aromatherapy Cocoon and a luxurious spa pedicure or manicure.

Titania Wine Bar and Titania Wine Cellar: Get 15% discount on food and wine purchases until July 31, 2010.

VNC: Gain 10% discount for minimum Single Receipt transaction of Php1000. This promo is valid until March 31, 2011

Versace Versus Fragrance: For every Versace Versus 100ml Fragrance bought in all Rustan’s Department Stores in Metro Manila, you get a Versace Versus Body Lotion 200 ml or Shower Gel 200 ml absolutely FREE!

  • Be the SMART SHOPPER OF THE MONTH and delight in a rebate of the purchase of up to Php5000. How to join? Simply submit your photo that is not showing how great your shopping experience was but also your reason which convined you the purchase you made was the best thing ever!

For the new woman of the new generation, HSBC now offers the RED MASTERCARD highlights everything that the stylish and classy female within you.

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Featured Credit Cards:

Unionbank Omni Pass


  • Pay an annual fee of just Php1500 for the primary card!
  • Transfer your old account to your new Union Bank OmniPass with just 1.25%!
  • Avail of Cash Advance service Fee of Php300 or 6%, whichever is higher!
  • Get Cash Advance rate of just 3.50%
  • Travel by sea or plane with the Union Bank OmniPass rewards!
  • Get loads of discounts and bonuses with every transaction charged with your Union Bank OmniPass!



  • Earn rebates for your card that is up to Php2000!
  • Get a special 1% rebate via cash coupons for all MERALCO residential accounts
  • Relish on an interest rate of just 3%
  • Go for a practical lifestyle as BDO MasterCard Home through EasyPAY Installment programs!
  • Acquire up to 50% Cash Advance Limit!
  • Enjoy a variety of discounts, promos and perks with BDO MasterCard Home!

Citibank Rustans Credit Card


  •  Pay an annual fee of just Php2500 and enjoy 2% rebate on all Rustan purchases!
  • Transfer your old account to your new Citi Rustan’s Card absolutely for FREE!
  • Relish on a Cash Advance Rate of 3.50%!
  • Get a Cash Advance Service fee of Php500 or 3% which ever is higher!
  • Go over your credit limit of over Php500! 

PNB Astra Secured Kredit (ASK) Card


<li><span style="font-size: x-small; line-height: 11px;">Apply for a credit card and the first year&rsquo;s annual fee is FREE!</span></li>
<li><span style="font-size: x-small; line-height: 11px;">The PNB ASK Card allows you access to over 25 million establishments all around the world!</span></li>
<li><span style="font-size: x-small; line-height: 11px;">Need cash? There is no need to worry as PNB ASK Card allows you to have a cash advance anytime of the day at any PNB ATM outlets!</span></li>
<li><span style="font-size: x-small; line-height: 18px;">Avail of financial flexibility and pay for as low as 5% of your whole purchase with their Easy Payment Terms!</span></li>

Featured Articles:

HSBC Credit Card

Ever thought of getting a credit card but don’t know where to start? For majority of cardholders we know, credit cards are terrific tools that certainly have very great advantages.

We at have surveyed many customers and here is what came out…

Its very handy payment. That’s the big thing, right? You don’t have to worry about being robbed or something because you don’t have that big cash with you. Even if you’re just making small purchases, it’s a big help. Plus, the fact that we are in the on-line shopping age, it’s a total must have.

On the spot loans. When you’re short of cash, a credit card will be there to save you from the embarrassment of not being able to pay as it will help you make up for your purchase. To avoid any fees, just pay your balance in full.

You have no idea as to where you’re spending your money? People have the tendency to say they don’t know where half of their money went. With a credit card, you can easily track your purchases on your monthly payments. So if you think your wife spent too much for the month, check on your bill, who knows, it might even be you…

It’s easier to pay off. It’s easy to pay credit card bills. All you have to do is find an ATM with your checking or an easy account transfer. Good news is you don’t have to wait a month to pay it off. And guess what, some even lets cardholders pay their bills ONLINE. So say goodbye long lines; Hello to convenience!

You get rewards.

Every time you make transactions you earn point or “rewards” that you can exchange for either gift checks, vouchers, exclusive items or maybe the cash back system. We’re not saying that you use your credit card non-stop to avail of these, but as a matter of fact, it is a nice bonus.

Very exclusive deals. How would you spell exclusive? Its “c-r-e-d-i-t-c-a-r-d”. Why? Because you get a lot of high class services that are only available for those people who hold the cards. Sometimes its discounts on products, dining and traveling first class. Remember the times when you really wanted to buy something and you were able to buy it because of the discount my credit card was able to give me.

We can go on and on with these, but nothing is really important than learning it by experience. Everything has its ups and downs. It’s up to you, as the card holder, to become responsible in how you manage your money. Look into the bigger picture of how credit cards make life easier and who knows you might just even love it. Just be responsible and a word of advice, pay your dues on time, all the time…