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HSBC Red MasterCard

  • Interest Rate : 3.50%
  • Annual Fee : $12


Love the luxuries in life? How about a credit card that is perfectly designed for women? Red MasterCard concentrates its attention helping women build confidence in them by experiencing financial liberation and independence as it provides many discounts and extra bonuses and giveaway packages that are truly fit for the women of today.

  • Pay no annual fee for the first year because it’s absolutely for FREE.
  • Get benefits of RED HOT DEALS as you avail of limited freebies and discounts every time you use your HSBC Red MasterCard in selected establishments.

Caprichosa Spa Party: Get two free massages and a bottle of wine once you reserve a spa party worth Php6000. This promo expires March 31, 2011!

Gymboree: Get 10% discount on your Annual Membership fee, 20% discount on the Lifetime Membership fee. Want more? Enroll at least12 classes and you get one FREE! This offer is valid until January 31, 2011.

Lay Bare: Pamper your eyebrows with a FREE Eyebrow Threading for just a minimum purchase of Php300. This offer is valid until January 31, 2011.

STRIP: Get 35% discount on just 6 sessions of the IPL package.this promo is until February 28, 2011.

Suriya Spa: Avail of exclusive HBSC Membership package for Php6,500 that is payable in 6 months with 0% interest! This package, which is valid until October 1, 2010, includes Essential Aromatherapy facial, Water Lily facial, Anti Stress Aromatherapy Cocoon and a luxurious spa pedicure or manicure.

Titania Wine Bar and Titania Wine Cellar: Get 15% discount on food and wine purchases until July 31, 2010.

VNC: Gain 10% discount for minimum Single Receipt transaction of Php1000. This promo is valid until March 31, 2011

Versace Versus Fragrance: For every Versace Versus 100ml Fragrance bought in all Rustan’s Department Stores in Metro Manila, you get a Versace Versus Body Lotion 200 ml or Shower Gel 200 ml absolutely FREE!

  • Be the SMART SHOPPER OF THE MONTH and delight in a rebate of the purchase of up to Php5000. How to join? Simply submit your photo that is not showing how great your shopping experience was but also your reason which convined you the purchase you made was the best thing ever!

For the new woman of the new generation, HSBC now offers the RED MASTERCARD highlights everything that the stylish and classy female within you.

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Featured Credit Cards:

RCBC Black Card


  • Highest credit limit
  • Peso Payment convenience (gives cardholders the option to purchase in any currency abroad and then pay in pesos when they get back home)
  • Revolving Facility (allows cardholders to pay the minimum of 5% of their total outstanding balance or P500, whichever is higher.
  • Get Cash Advance of up to 50% of your credit Limit or Php250000
  • Annual fee of Php3,600



<li>Have only 3.5% finance charge on your account with Mertobank Classic and Gold Credit Card.</li>
<li>Knowing your balance is just one beep away. Get wind of your balance by just TEXTING anytime, anywhere.</li>
<li>No collection of annual fee for the first year.</li>

HSBC Red MasterCard


  • No annual fee for the first year
  • 3.25% finance charge
  • Enjoy Php500 or 3% cash advance whichever is higher
  • Get loads of royal pampering with RED HOT DEALS exclusive only to Red MasterCard holders.



  • Relish on a FREE annual membership for the first year!
  • Request for up to 6 supplementary cards for your loved ones and each card will get a FREE annual membership FOR LIFE!
  • Have the power of 2 currencies in just one card with the BDO MasterCard Platinum’s Dual Currency Feature!
  • Access your account anywhere you are and spend on your own terms! Have the assurance of a high credit limit that is available in both Philippine peso and US Dollar in just one card!
  • Avail up to 50% cash advance of your credit limit during any emergencies
  • Choose how to pay for your outstanding balance in the Minimum Payment Options!
  • Go and do anything you want with the BDO MasterCard Platinum and enjoy international recognition and acceptance in over 20 million locations wherever MasterCard is accepted!
  • Get very exclusive discounts on dining, shopping and travel with partner merchants!
  • Travel abroad with your love ones and be worry free with the Travel Accident and Inconvenience Insurance coverage of up to Php20000000!

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Like majority of things in life, credit cards give us power that we could use to maximize our way of living. We should learn to use it wisely to avoid any hassles in the future.

But what are really the advantages of having a credit card? We, at, did a survey about the merits of having a credit card and you will be surprised at what came out…

It is a lot easier to buy things with a credit card. It gives you purchasing power that can let you buy things without you having to carry huge amounts of cash around.

You get added security if in case something you bought got lost, stolen or damaged. With both your credit Card Company and your credit card statement guaranteeing you made the purchase, you could actually get insurance on whatever you bought.

Having a good credit history not only helps you apply for a new credit card, but also helps you build a solid financial foundation when applying for other things like loans or sometimes even jobs.

Although we should avoid any expenses that is way out of our budget, it is sometimes unavoidable due to emergencies like fire, floods and the like. But the worst thing is it leads to large purchases in huge amounts of money. With a credit card, you can use money with cash advances and worry about paying it later once you’re back on track.

In addition to those, a credit card also presents further benefits like discounts, free air miles and insurances. But you have to remember that credit card companies start making money once you can’t afford paying off your charges!

The benefits of having a credit card are real and are very helpful on the condition that you take into account your spending limits.

Life is made easier with a credit card, but if used unwisely, they become financial break downs for you. If you do decide to get yourself a credit card, keep in mind these following rules:

  • Track all of your purchases.
  • Never spent beyond your budget.
  • Settle your balance at the due date.

Always bear in mind the responsibility of having a credit card. Spend within your budget and use it wisely.