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Annual Fee
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HSBC Premier Credit Card

  • Interest Rate : 1.30%
  • Annual Fee : $20


Relish in investment and travel services wherever you are. Live, work and travel anywhere in the world as HSBC Premier Credit Card becomes your dedicated partner to help you secure a life you and your love ones deserve.

  • No more worries about annual fees because with HSBC Premier Credit card is waived perpetually.
  • Shop all you want, dine and travel anywhere around the globe and let HSBC Premier take care of you with over 24 million international partners that will give you all you need in life.
  • Enjoy one of the best rewards promo as an HSBC Premier Credit Cardholder. For every Php5 worth of spending you get 1 Rewards point that can be redeemed as either exclusive items of air miles from Asiamiles and KrisFlyer and fly for free to your choice of 900 destinations!
  • In the case of loss or theft, HSBC Premier credit card will give you a replacement the very next day! And not only that, you get emergency cash advance of $2,000!
  • Give the same experience with your love ones with maximum emergency assistance and support and manage their credit limits.

Experience a domain full of rewards with the HSBC Premier credit that has the ability to match your lifestyle and personality. It goes with a credit limit and a rewards program that will surely energize the most worn out travelers.

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  • Delight in your ability to shop anywhere in more than 300 countries with almost 30 million establishments.
  • Finance charge of only 3.75% a month!
  • Cash advance of 5% or Php300 whichever is higher
  • Share your power to purchase to special people by requesting supplementary cards with the annual membership fees waived perpetually.

RCBC Bankard JCB Credit Card


  • Worldwide Acceptance in more than 180 countries on all major establishments
  • Shop, dine and travel anywhere and pay in any currency required
  • Convert your outstanding balance to your new RCBC Bankard JCB Credit Card.
  • Enjoy 24/7 customer service wherever you are.
  • Get as much as 30% of your credit limit anywhere you may be!

HSBC Classic and Gold Credit Card


  • No worries with your annual fees because the initial year will be for free for both the primary and supplementary card holders.
  • Get 1 Rewards point for every Php10 you make!
  • Pay less as you buy more with HIP!
  • Need assistance at the middle of the night? Relax as HSBC Classic and Gold Credit Card has 24/7 customer service ready to help you with everything you need.



<li><strong style="mso-bidi-font-weight: normal;">&nbsp;</strong>Worldwide recognition</li>
<li>Peso Payment Convenience</li>
<li>Round the clock customer service</li>
<li>Gain unlimited rewards with transactions done with RCBC Bankard Visa</li>

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With all the offers you get form credit card companies, you may feel a little overwhelmed about what kind of credit card suits you best. Here, at, have a few tips for you in choosing the appropriate credit card for you before you say the big “yes” to any credit card company or get carried away with solicitations over the phone or via mail.

Find out your basic goals. Ask yourself; Why do I need a credit card? You can’t just go and apply for a credit card just to be “in” with another crowd.

Next, determine how much you are prepared to pay for the annual fees and how much you plan to spend every month. This will help you start selecting a credit card that is within your budget.

Now do the research. Go to online resources (like to find out everything you need. If you have free time, drop by at the banks to inquire personally about all the things you need to find out. These should include the following:

  • The annual fee
  • Required minimum period
  • Finance charges
  • The credit card issuer providing the credit line and its size
  • The extension period (interest free days) before the payment should be made.

Review all the credit cards your have researched. Base your choice of credit card to the one that bests suits your lifestyle and personality. Always remember to choose the credit card that proposes the BEST DEAL for you. For example, don’t go for a credit that offers you free miles if you don’t have any plans of traveling abroad! Get the point?

Now that you know what to do, start looking up your resources and find out the best credit card suited for you.