News And Articles


$15
Annual Fee
3.50%
Interest Rate

CITI SILVER MASTERCARD AND VISA

  • Interest Rate : 3.50%
  • Annual Fee : $15

DESCRIPTIONS:
  • Pay an annual fee of Php1500 for your primary card and Php750 for the supplementary card and you get benefits and discounts anywhere in the globe that includes over 1,000 merchant partners just here in the Philippines!
  • Shop and be assured that your Silver Card will be there to back you up with a credit limit of Php500!
  • Get 1 Rewards Points for just Php30 worth of purchase with your Silver Card and redeem them for an extensive collection of gifts, frequent flyer miles and other home appliances!
  • With over 1000 establishments in the Philippines and thousands of selected merchant partners around the globe to offer you loads of discounts and giveaways provided by your Silver Card, what else would you ask for?
  • Other bonus includes withdrawing CASH via ATMs, request for supplementary cards for up to 7 times, flexible installment plans, ONE BILL payment and a 30 day purchase protection!

It’s not your ordinary credit card. Its financial tractability that provides you with everything you need in life!

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Featured Credit Cards:

BDO HOME MASTERCARD


FEATURES:

  • Earn rebates for your card that is up to Php2000!
  • Get a special 1% rebate via cash coupons for all MERALCO residential accounts
  • Relish on an interest rate of just 3%
  • Go for a practical lifestyle as BDO MasterCard Home through EasyPAY Installment programs!
  • Acquire up to 50% Cash Advance Limit!
  • Enjoy a variety of discounts, promos and perks with BDO MasterCard Home!

Citibank Shell VISA


FEATURES:

  • Get the HIGHEST fuel rebate in the market with Citi Shell Visa
  • Enjoy 24/7 emergency service for Gold Card holders in making any alternate plans in any cases of emergency.
  • gency cash once in need..
  • Pay an annual fee of only Php3000 for the primary card.

LJC Credit Card


FEATURES:

  • Monthly membership fee of Php80 and P60 for the extension
  • Get year round discounts
  • Avail of birthday discounts and enjoy fine dining all with RCBC Bankard LJC credit card

MABUHAY MILES PLATINUM CREDIT CARD


FEATURES:

  • Get free Miles with the lowest point conversion ever to hit the market with only Php38!
  • Gain access to your credit card account anywhere in the world!
  • Enjoy as much as 30% of your credit limit in My Ally Instant Cash
  • Also enjoy a revolving Interest Rate of only 3.25%!

Featured Articles:

Should you let your kid have his own credit card?

Fact: there is already an increase of teens and college students who have their own credit cards. Credit card companies now aim on the two groups since they are the ones who spend more money than adults.

Educate your child on how to manage spending with a credit card. Parents an even use instances in the present state of affairs as an example to discuss to kids the pros and cons of credit cards.

Smaller credit limits are usual with these types of cards and while it may be easy to apply for one, credit card companies charge large interest rates and fees to the teenage credit card holders.

People who are below 18 are not legitimate in obtaining credit cards without the consent of their parents. Unfortunately, some kids fill out forms and receive credit cards without the knowledge of their parents. To avoid this, talk to them and help them realize the importance of beginning a solid credit history with their first card. Emphasize that it is of utmost importance to their future.

As a parent, start by reading the guidelines with your child. Make sure you call to attention all the terms written on the fine print. Avoid coming to the rescue if the bills get way out of control. This will teach him to be responsible in handling his money. A credit card spent by a teenager and paid by his parents initiates bad credit habits

Let the child bear in mind that his credit card sho uld be used in emergencies only. Monitor ALL his spending activities. Some credit cards even allow the parents to create their own credit limit for the supplementary cards. This is very logical especially if you are too busy with your career.

Parents can help their kids spend sensibly with the correct use of credit cards. At this early stage, it is better to prepare them in the reality of life by teaching them not to abuse its benefits.