News And Articles


Php1550
Annual Fee
3.4%
Interest Rate

BPI Credit Card – PETRON MasterCard

  • Interest Rate : 3.4%
  • Annual Fee : Php1550

DESCRIPTIONS:

Your FULL SERVICE driver’s card: the Petron-BPI MasterCard!

  • Pay only Php1550 for your primary card and Php775 for 6 supplementary BPI credit cards and you get loads of discounts on car dealerships and car accessory merchants only with your Petron-BPI MasterCard!
  • Get FREE Php200 worth of fuel as a welcome gift from your Petron-BPI MasterCard for the principal BPI credit card holder!
  • Avail of FREE Full Tank once a year with Petron MasterCard (BPI Credit Card) fuel rebates of up to 3%
  • Never worry about getting stranded with its 24-hour towing service and roadside assistance care of Ibero Asistencia.
  • Get 24-hour price shield coupon! Only with this BPI Credit Card.

If you’re the type of person who enjoys going on the road, Petron-BPI MasterCard is certainly the right card for you!

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Featured Credit Cards:

UNIONBANK CLASSIC CREDIT CARD


FEATURES:

<ul>
<li><span style="font-size: x-small;">Pay an annual fee of Php1500</span></li>
<li><span style="font-size: x-small;">Transfer your balance with just 1.25% to your new account</span></li>
<li><span style="font-size: x-small;">Avail of cash advance of up to 3.50%&nbsp;&nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp;</span></li>
<li><span style="font-size: 15px; line-height: 17px;"><span style="font-size: x-small;">Get finance charge of 3.50%</span></span></li>
</ul>

Mabuhay Miles VISA Platinum


FEATURES:

  • Annual fee of Php5000 and Php2500 for the supplementary cardsEarn free miles with everything you buy.

  • Get insurance for up to Php20,000,000 for your whole family when traveling anywhere.

  • Earn 1 point for just Php35 worth of purchase.

EASTWEST BANK CREDIT CARD


FEATURES:

&lt;ul&gt;
&lt;li&gt;Global Reception. Shop and travel around the world with your EastWest Bank Credit Card and enjoy unlimited control in almost 30 million international establishments all around the world.&lt;/li&gt;
&lt;li&gt;To keep your foreign currency intact, all purchases you have, whether they may be local or international, will be funded in the Philippine peso.&lt;/li&gt;
&lt;li&gt;Enjoy Finance charge of 3.50% per month&lt;/li&gt;
&lt;li&gt;Cash advance of 5% or Php300 whichever is higher&lt;/li&gt;
&lt;li&gt;Avail of the Free Family Accident and Dismemberment Protection&amp;nbsp;&lt;/li&gt;
&lt;/ul&gt;

HSBC Premier Credit Card


FEATURES:

<ul>
<li>Perpetually waived annual fee for the Primary and supplementary cards</li>
<li>No worries as you shop, dine and travel with the HSBC Premium Credit Card because it is accepted in 24 million establishments worldwide.</li>
<li>Earn 1 Rewards point in every Php5 spent and use these to redeem one of a kind Rewards Item.</li>
<li>Lost your card? HSBC will replace it for you the next day with emergency cash advance of $2,000.<span style="mso-spacerun: yes;">&nbsp;&nbsp; &nbsp; &nbsp;&nbsp;</span></li>
<li>Relish on magnificent discounts when dining, shopping or just going around the world for fun in over 40 countries and territories.</li>
<li>Share the benefits of being an HSBC Premier Credit Cardholder and still manage their spending.</li>
</ul>

Featured Articles:

Should you let your kid have his own credit card?

Fact: there is already an increase of teens and college students who have their own credit cards. Credit card companies now aim on the two groups since they are the ones who spend more money than adults.

Educate your child on how to manage spending with a credit card. Parents an even use instances in the present state of affairs as an example to discuss to kids the pros and cons of credit cards.

Smaller credit limits are usual with these types of cards and while it may be easy to apply for one, credit card companies charge large interest rates and fees to the teenage credit card holders.

People who are below 18 are not legitimate in obtaining credit cards without the consent of their parents. Unfortunately, some kids fill out forms and receive credit cards without the knowledge of their parents. To avoid this, talk to them and help them realize the importance of beginning a solid credit history with their first card. Emphasize that it is of utmost importance to their future.

As a parent, start by reading the guidelines with your child. Make sure you call to attention all the terms written on the fine print. Avoid coming to the rescue if the bills get way out of control. This will teach him to be responsible in handling his money. A credit card spent by a teenager and paid by his parents initiates bad credit habits

Let the child bear in mind that his credit card sho uld be used in emergencies only. Monitor ALL his spending activities. Some credit cards even allow the parents to create their own credit limit for the supplementary cards. This is very logical especially if you are too busy with your career.

Parents can help their kids spend sensibly with the correct use of credit cards. At this early stage, it is better to prepare them in the reality of life by teaching them not to abuse its benefits.