News And Articles


$60
Annual Fee
3.40%
Interest Rate

EXPRESS BLUE MasterCard – BPI Credit Card

  • Interest Rate : 3.40%
  • Annual Fee : $60

DESCRIPTIONS:

Get peace of mind with this BPI Credit Card. Enjoy flexibility and world class convenience with the BPI Express Credit Blue MasterCard!

  • Get loads of freebies and perks with the BPI Express Credit Blue MasterCard as you pay Php1550 for your primary card. Apply for up to 6 supplementary cards and pay for just Php775.
  • What’s more? The first supplementary card is FREE for life! You even get a combined bill for your supplementary cards that are linked to your original BPI credit card. This will help you monitor the spending of our love ones!
  • Get an unbeatable foreign exchange conversion rate as you shop anywhere around the world!
  • Travel with no worries as you gat FREE Travel insurance of Php200000 when you charge your fare to the BPI Express Credit Blue MasterCard!
  • With the Special Installment Plan Facility or S.I.P. of BPI Express Credit Blue MasterCard, you get the chance to unburden yourself with paying very high-paying items with their light installment terms.
  • Earn points on your BPI credit card as you go out and pamper yourself with every Php35 charges to your BPI Express Credit Blue MasterCard!
  • Avail of up to 3.4% fiancé charge with your BPI Express Credit Blue MasterCard!

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Featured Credit Cards:

PNB Visa Credit Card


FEATURES:

  • Apply for a PNB Visa credit card and the first year’s annual fee is FREE!
  • The PNB Visa Credit Card allows you access to over 25 million establishments all around the world!
  • Need cash? There is no need to worry as PNB Visa Credit Card lets you have cash advance anytime of the day at any PNB ATM outlets near you for emergencies!
  • Avail of financial flexibility and pay for as low as 5% of your whole purchase with their Easy Payment Terms and Installment Plans!

BPI Credit Card – Express Classic


FEATURES:

  • Pay for just Php1250 for your primary card!
  • Get the lowest finance charge of just 2.75%!
  • The BPI Classic card lets you shop and dine with friends and family anywhere since it  is accepted in 20,000 establishments nationwide!
  • Avail of FREE Travel Insurance Package when you charge your fare with the BPI Classic card.
  • Avail of BPI Express Classic card’s S.I.P. facility that lifts the problem with you paying high-ticket items by easy to pay installment terms!
  • Get cash advance for up to 30% of your credit limit!
  • Earn free miles with every Php35 worth of transaction charged to your BPI Express card!
  • Transfer your balance with just 1% add-on interest rate per month!
  • Enjoy 24/7 customer service anytime, anywhere!

EASTWEST BANK DOLCE VITA


FEATURES:

<ul>
<li>Finance charge of only 3.50% per month</li>
<li>Cash advance of 5% or Php300 whichever is higher</li>
<li>For transactions done in foreign currencies, pay only a conversion fee of 2.50%</li>
<li>&nbsp;Pay an annual fee of just Php1600</li>
</ul>

HSBC Classic and Gold Credit Card


FEATURES:

  • No worries with your annual fees because the initial year will be for free for both the primary and supplementary card holders.
  • Get 1 Rewards point for every Php10 you make!
  • Pay less as you buy more with HIP!
  • Need assistance at the middle of the night? Relax as HSBC Classic and Gold Credit Card has 24/7 customer service ready to help you with everything you need.

Featured Articles:

Should you let your kid have his own credit card?

Fact: there is already an increase of teens and college students who have their own credit cards. Credit card companies now aim on the two groups since they are the ones who spend more money than adults.

Educate your child on how to manage spending with a credit card. Parents an even use instances in the present state of affairs as an example to discuss to kids the pros and cons of credit cards.

Smaller credit limits are usual with these types of cards and while it may be easy to apply for one, credit card companies charge large interest rates and fees to the teenage credit card holders.

People who are below 18 are not legitimate in obtaining credit cards without the consent of their parents. Unfortunately, some kids fill out forms and receive credit cards without the knowledge of their parents. To avoid this, talk to them and help them realize the importance of beginning a solid credit history with their first card. Emphasize that it is of utmost importance to their future.

As a parent, start by reading the guidelines with your child. Make sure you call to attention all the terms written on the fine print. Avoid coming to the rescue if the bills get way out of control. This will teach him to be responsible in handling his money. A credit card spent by a teenager and paid by his parents initiates bad credit habits

Let the child bear in mind that his credit card sho uld be used in emergencies only. Monitor ALL his spending activities. Some credit cards even allow the parents to create their own credit limit for the supplementary cards. This is very logical especially if you are too busy with your career.

Parents can help their kids spend sensibly with the correct use of credit cards. At this early stage, it is better to prepare them in the reality of life by teaching them not to abuse its benefits.