RCBC Bankard MasterCard
- Interest Rate : 2.75%
- Annual Fee : -
Plan on traveling somewhere with someone special? Don’t go anywhere without RCBC Bankard MasterCard, your partner in giving you the best of everything you need to live a life that you deserve.
- With RCBC Bankard MasterCard being accepted globally in major establishments so you can purchase all you want
- What’s more… you can pay in any currency and not worry because you can pay in the Philippine peso ane your back home.
- Convert your outstanding balance into the RCBC Bankard MasterCard with just a quick call at their 24/7 customer hotline
- Earn rewards that you will never forget whenever you make transactions using RCBC Bankard MasterCard.
Acknowledged any where around the world, RCBC Bankard MasterCard serves as your passport to real life pleasures.
Enjoy life with RCBC MasterCard.
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Featured Credit Cards:
<li>Finance charge of only 3.50% per month</li>
<li>Cash advance of 5% or Php300 whichever is higher</li>
<li>For transactions done in foreign currencies, pay only a conversion fee of 2.50%</li>
<li> Pay an annual fee of just Php1600</li>
- Monthly membership fee of Php80 and P60 for the extension
- Get year round discounts
- Avail of birthday discounts and enjoy fine dining all with RCBC Bankard LJC credit card
- Enjoy an annual fee of only Php6000 for the primary card and Php3000 for the supplementary cards. But guess what, the first year is actually for free for both cards
- Pay a cash advance rate of only 3.25%
- Cash advance fee of only Php50 plus 5%, whichever is higher.
- Get individual Dollar and Peso billings for your international and local transactions.
- Avail of free flights out of the country with the Mabuhay Miles World MasterCard that has the lowest point of Mile conversion of only Php38!
- Relish on customized assistance as you get special access to the Allied World Service.
- Pay an annual fee of Php1500 for your primary card!
- Go over your credit limit and pay for just Php500 or 3% whichever is higher!
- Enjoy a finance charge rate of 3.50%
- Earn rewards points with every Php30 spent with your Silver Card!
- Travel with comfort with Travel Inconvenience Insurance provided by your Silver Card when you buy your plane ticket!
Should you let your kid have his own credit card?
Fact: there is already an increase of teens and college students who have their own credit cards. Credit card companies now aim on the two groups since they are the ones who spend more money than adults.
Educate your child on how to manage spending with a credit card. Parents an even use instances in the present state of affairs as an example to discuss to kids the pros and cons of credit cards.
Smaller credit limits are usual with these types of cards and while it may be easy to apply for one, credit card companies charge large interest rates and fees to the teenage credit card holders.
People who are below 18 are not legitimate in obtaining credit cards without the consent of their parents. Unfortunately, some kids fill out forms and receive credit cards without the knowledge of their parents. To avoid this, talk to them and help them realize the importance of beginning a solid credit history with their first card. Emphasize that it is of utmost importance to their future.
As a parent, start by reading the guidelines with your child. Make sure you call to attention all the terms written on the fine print. Avoid coming to the rescue if the bills get way out of control. This will teach him to be responsible in handling his money. A credit card spent by a teenager and paid by his parents initiates bad credit habits
Let the child bear in mind that his credit card sho uld be used in emergencies only. Monitor ALL his spending activities. Some credit cards even allow the parents to create their own credit limit for the supplementary cards. This is very logical especially if you are too busy with your career.
Parents can help their kids spend sensibly with the correct use of credit cards. At this early stage, it is better to prepare them in the reality of life by teaching them not to abuse its benefits.