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RCBC National Strength

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DESCRIPTIONS:

From its humble beginnings in the 1960s, RCBC has now a firm standing in the industry as it delineates strategies in which ingenuity and efforts that are dedicated in knocking out tough obstacles to give its investors quality service they deserve.

It strengthens its spotlight on business areas and associations with major clients that will initiate revenue growth brighten allocation capabilities that will allow wider range of service and products to the consumers.

With its strong bond with the Filipino-Chinese business industry and the Bank’s firm track record in assisting this market, the Filipino-Chinese market has continued to be one of the Bank’s chief market forte.

With its wide selection of credit cards fit for their clients like the RCBC Bankard Diamond Card, RCBC Black Card, MyDream JCB, LJC Credit Card, RCBC Bankard Visa, RCBC Bankard MasterCard, RCBC Bankard JCB Credit Card and Landmark-Anson’s Card, you will surely find one that fits your lifestyle.

Diamonds are certainly girls’ best friends for with the RCBC Bankard Diamond Card, you have all you need to enjoy being the real you as a woman.

Enjoy first class traveling, exclusive shopping and fine dining in places you have dreamed of the choices of LJC Credit Card or the Landmark-Anson’s Card.

Travel anywhere you want with RCBC Bankard Visa or RCBC Bankard MasterCard as they assist you with allyour traveling needs.

Make your dreams come true with the MyDream JCB as you make those purchases you have always wanted without the nightmare of paying very high interest rates.

Delight in the real meaning of EXCLUSIVE with the RCBC Black Card as it leads you to a new world of world class privileges and superior convenience.

Whether you’re a career person or just a simple house bubby, always remember, whatever you are, whatever you do, RCBC will always take care of you…



Featured Credit Cards:

Citibank Platinum VISA


FEATURES:

  • Pay annual fee of Php5000 for the primary card and Php2500 for the supplementary card
  • Enjoy cash advance service fee of Php500 or 3%, whichever is higher
  • Transfer your balance for FREE…
  • Finance charge of only 2.75%

CITI SILVER MASTERCARD AND VISA


FEATURES:

  • Pay an annual fee of Php1500 for your primary card!
  • Go over your credit limit and pay for just Php500 or 3% whichever is higher!
  • Enjoy a finance charge rate of 3.50%
  • Earn rewards points with every Php30 spent with your Silver Card!
  • Travel with comfort with Travel Inconvenience Insurance provided by your Silver Card when you buy your plane ticket!

RCBC Bankard Diamond Card


FEATURES:

  • Finance Charge: 2.75 %
  • Balance Transfer Rate: 1.488% (6months)
  • Annual fee of only Php2,500
  • Cash advance service fee 300% or 5%, whichever is higher

My Dream JCB


FEATURES:

  • LOWEST annual fee of just Php800, compare and find out
  • Interest rate of only 2.75% per month
  • Cash advance of up to 2.5% of their account or Php500 whichever is higher.

Featured Articles:

Should you let your kid have his own credit card?

Fact: there is already an increase of teens and college students who have their own credit cards. Credit card companies now aim on the two groups since they are the ones who spend more money than adults.

Educate your child on how to manage spending with a credit card. Parents an even use instances in the present state of affairs as an example to discuss to kids the pros and cons of credit cards.

Smaller credit limits are usual with these types of cards and while it may be easy to apply for one, credit card companies charge large interest rates and fees to the teenage credit card holders.

People who are below 18 are not legitimate in obtaining credit cards without the consent of their parents. Unfortunately, some kids fill out forms and receive credit cards without the knowledge of their parents. To avoid this, talk to them and help them realize the importance of beginning a solid credit history with their first card. Emphasize that it is of utmost importance to their future.

As a parent, start by reading the guidelines with your child. Make sure you call to attention all the terms written on the fine print. Avoid coming to the rescue if the bills get way out of control. This will teach him to be responsible in handling his money. A credit card spent by a teenager and paid by his parents initiates bad credit habits

Let the child bear in mind that his credit card sho uld be used in emergencies only. Monitor ALL his spending activities. Some credit cards even allow the parents to create their own credit limit for the supplementary cards. This is very logical especially if you are too busy with your career.

Parents can help their kids spend sensibly with the correct use of credit cards. At this early stage, it is better to prepare them in the reality of life by teaching them not to abuse its benefits.