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Nokia Credit Card

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DESCRIPTIONS:

Cellular phones have been an integral part of daily life for many Filipinos. Nowadays, cellphones are not just for texting and calling anymore; they are also useful as a portable entertainment system, a media device, a mobile office, and a tool for connecting online. While these mobile handsets were traditionally used for communication and staying in touch, newer technology now allows users to “buy” with their mobile phones. That’s right – modern handsets such as smart phones are already capable of doing plenty of other tasks including mobile banking, shopping, and bills payment.

The Nokia credit card

The user-friendly interface, affordable prices, and wide selection of stylish and functional handsets make Nokia the widely used and most popular brand among mobile phones in the Philippines. Standard Chartered has partnered with Nokia to come up with the Nokia Standard Chartered credit card. This unique credit card combines your credit card and your mobile phone, which are arguably two of the most important things in this day and age.

Be rewarded for staying connected

This Nokia credit card lets you enjoy the following benefits:

  • A 5% cash rebate on your postpaid cellphone bills – Through EZ Bills you can automatically charge your bill to the credit card and then you can get this cash rebate.
  • A 10% rebate on your prepaid load transactions – Reload your prepaid account by sending a text message to your Prepaid Load Facility and then the bill will be charged to the credit card.
  • Access to the Nokia Best Deals Program – This feature lets you save on Nokia phones if you own a Nokia Standard Chartered credit card.
  • 0.5% cash rebate – Use your credit card to pay for other purchases and services to get this rebate.

Cash rebates

The cash rebates allow you to earn from the purchases charged to the Nokia credit card and they are computed per every transaction. While a 0.5% cash rebate is provided on all purchases, there is an additional 9.5% cash rebate on transactions made with the prepaid load facility. This means that the rebate is available up to the maximum of 2,500-peso worth of prepaid transactions per month. There is also a 4.5% cash rebate for our postpaid bills via EZ Bills, which is up to a maximum of 2,500 pesos a month.

You can redeem the cash rebates via the cash credit, which enables you to use them as cash credits, or through the Nokia Best Deals, which allows you to use your rebates when buying a new Nokia handset.



Featured Credit Cards:

RCBC Bankard JCB Credit Card


FEATURES:

  • Worldwide Acceptance in more than 180 countries on all major establishments
  • Shop, dine and travel anywhere and pay in any currency required
  • Convert your outstanding balance to your new RCBC Bankard JCB Credit Card.
  • Enjoy 24/7 customer service wherever you are.
  • Get as much as 30% of your credit limit anywhere you may be!

EXPRESS BLUE MasterCard – BPI Credit Card


FEATURES:

<ul>
<li><span style="font-size: x-small; line-height: 11px;">Pay an annual fee of just Php1550 for your initial card</span></li>
<li><span style="font-size: x-small; line-height: 11px;">Shop and dine anywhere you want with the BPI Express Credit Blue MasterCard in over 30 million establishments worldwide!</span></li>
<li><span style="font-size: x-small; line-height: 11px;">Get travel insurance of up to Php2000000 once you charge all transactions with your BPI Express Credit Blue MasterCard!</span></li>
<li><span style="font-size: x-small; line-height: 11px;">Withdraw 30% of your credit limit whenever you need it for emergencies!</span></li>
<li><span style="font-size: x-small; line-height: 11px;">Avail of finance charge of 3.4%!</span></li>
<li><span style="font-size: x-small; line-height: 11px;">Get help managing your money with S.I.P. Facility of BPI Express Credit Blue MasterCard!</span></li>
<li><span style="font-size: x-small; line-height: 18px;">Earn 1 point for every Php35 worth of transaction with your BPI Express Credit Blue MasterCard!</span></li>
</ul>

RCBC Bankard Diamond Card


FEATURES:

  • Finance Charge: 2.75 %
  • Balance Transfer Rate: 1.488% (6months)
  • Annual fee of only Php2,500
  • Cash advance service fee 300% or 5%, whichever is higher

HSBC Premier Credit Card


FEATURES:

<ul>
<li>Perpetually waived annual fee for the Primary and supplementary cards</li>
<li>No worries as you shop, dine and travel with the HSBC Premium Credit Card because it is accepted in 24 million establishments worldwide.</li>
<li>Earn 1 Rewards point in every Php5 spent and use these to redeem one of a kind Rewards Item.</li>
<li>Lost your card? HSBC will replace it for you the next day with emergency cash advance of $2,000.<span style="mso-spacerun: yes;">&nbsp;&nbsp; &nbsp; &nbsp;&nbsp;</span></li>
<li>Relish on magnificent discounts when dining, shopping or just going around the world for fun in over 40 countries and territories.</li>
<li>Share the benefits of being an HSBC Premier Credit Cardholder and still manage their spending.</li>
</ul>

Featured Articles:

HOW TO PICK THE BEST AMONG THE REST: CHOOSING THE RIGHT CREDIT CARD FOR YOU

With all the offers you get form credit card companies, you may feel a little overwhelmed about what kind of credit card suits you best. Here, at comparecreditcards.com, have a few tips for you in choosing the appropriate credit card for you before you say the big “yes” to any credit card company or get carried away with solicitations over the phone or via mail.

Find out your basic goals. Ask yourself; Why do I need a credit card? You can’t just go and apply for a credit card just to be “in” with another crowd.

Next, determine how much you are prepared to pay for the annual fees and how much you plan to spend every month. This will help you start selecting a credit card that is within your budget.

Now do the research. Go to online resources (like comparecreditcards.com) to find out everything you need. If you have free time, drop by at the banks to inquire personally about all the things you need to find out. These should include the following:

  • The annual fee
  • Required minimum period
  • Finance charges
  • The credit card issuer providing the credit line and its size
  • The extension period (interest free days) before the payment should be made.

Review all the credit cards your have researched. Base your choice of credit card to the one that bests suits your lifestyle and personality. Always remember to choose the credit card that proposes the BEST DEAL for you. For example, don’t go for a credit that offers you free miles if you don’t have any plans of traveling abroad! Get the point?

Now that you know what to do, start looking up your resources and find out the best credit card suited for you.