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Fastest Credit Card Approval

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DESCRIPTIONS:

Credit Cards make convenient additions to your wallet, enabling you to easily pay for your bills and other purchases that matter. However, applying for a credit card requires you to understand your own financial standing and your spending habits. If you already have a credit card and would like to apply for another one from a different provider, you should also make sure that you have good credit to ensure faster approval.

In the past, people needed to go to the bank to make an actual appearance just so you can enroll for a credit card. Nowadays, you don’t have to go to the bank anymore because most major banks already allow you to submit online applications.

Apply online

When applying online, have all the requirements ready. Your credit card can be approved faster if you submit all the correct requirements and provide all the right data because the bank can immediately process your data and determine whether you are qualified for a credit card or not. Banks like Citibank and BPI are among the ones offering online application forms. It will generally take 4 to 6 weeks for the credit card application to be approved and for the bank to send you your credit card.

The pre-approved card

Individuals with little or no credit history can get faster credit card approval with a pre-approved credit card. Banks like RCBC send pre-approved credit cards to qualified individuals by mail; all you have to do is use it (make a purchase) to have it activated.

What qualifies for instant approval?

As long as you have good credit, the credit card company can instantly approve your application for a credit card upon submission of all the requirements and forms. Otherwise, it could take 30 days or more before you can get your credit card over the mail. Therefore, consider determining your credit standing and do your research online by visiting the official websites of the banks you are interested to get a credit card from. Calling the bank’s hotline is another option to determine if you are qualified to secure a credit card from them.



Featured Credit Cards:

HSBC Mabuhay Miles VISA Classic and Gold Credit Card


FEATURES:

<ul>
<li>Earn miles with everything you buy</li>
<li>Free annual fee for the initial year for both primary and supplementary cards</li>
<li>Get 24/7 Concierge Service anytime anywhere to free you of any credit card concerns</li>
</ul>

MABUHAY MILES PLATINUM CREDIT CARD


FEATURES:

  • Get free Miles with the lowest point conversion ever to hit the market with only Php38!
  • Gain access to your credit card account anywhere in the world!
  • Enjoy as much as 30% of your credit limit in My Ally Instant Cash
  • Also enjoy a revolving Interest Rate of only 3.25%!

BDO HOME MASTERCARD


FEATURES:

  • Earn rebates for your card that is up to Php2000!
  • Get a special 1% rebate via cash coupons for all MERALCO residential accounts
  • Relish on an interest rate of just 3%
  • Go for a practical lifestyle as BDO MasterCard Home through EasyPAY Installment programs!
  • Acquire up to 50% Cash Advance Limit!
  • Enjoy a variety of discounts, promos and perks with BDO MasterCard Home!

LJC Credit Card


FEATURES:

  • Monthly membership fee of Php80 and P60 for the extension
  • Get year round discounts
  • Avail of birthday discounts and enjoy fine dining all with RCBC Bankard LJC credit card

Featured Articles:

The Story of Allied Bank

With a continuously evolving world, Allied Banks’ Mission remains constant. Formally known as Allied Banking Corporation, Allied Bank is one the overall largest banks in the Philippines who in terms of assets rank tenth. The other being the United Coconut Planters Bank, Allied Bank is one of the two universal banks in the Philippines that could not be traded to the Philippine Stock Exchange.

Under the laws of the Philippine Republic, Allied Bank was incorporated on April 11, 1977 and awarded by Bangko Sentral ng Pilipinas the Certificate of Authority to run as a commercial bank on May 20, 1977. December 1981, they were granted permission to operate as a universal bank or an expanded commercial bank.

Since December 31, 2007, Allied Bank was the country’s 10th largest in terms of net worth and the 9th largest private domestic commercial bank in terms of total deposits.

Because of Allied Bank’s yearning to provide its cardholders their needs they have created ground breaking services and products that will surely satisfy any customer craving. Allied bank is now delighted to offer their clients the latest and upgraded Allied bank MasterCard Credit Card.

With this new innovation, cardholders are granted the chance to take in enjoyment in both the premium and essential side life offers like dining in fantastic restaurants, shopping in exclusive stores or having that awesome vacation you have always dreamed of.

What’s more, you get to have all these while getting lots of giveaways. Earn one (1) point for every Php50 transaction to redeem them for either free gifts, services, cash points and even Miles.

More than anything else, anyone wants the world to be on the palm of his hand. Allied Bank is here to assist you with getting the life you deserve.

In short, the Allied bank MasterCard Credit Card is here to make everything about life more precious.