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Eastwest Bank Credit Cards

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DESCRIPTIONS:

A credit card is a convenient tool for paying for the important things in your life. There are so many credit cards to choose from in the Philippines; it is important that you consider your family’s basic needs as well as your budget. EastWest Bank is one of the credit card providers in the country offering rewards cards that you can use to your advantage.

Types

There are several types of EastWest Bank credit cards: the Practical Credit Card, the Dolce Vita MasterCard, and the Platinum MasterCard. There is also the basic EastWest Bank Credit Card, the basic credit card offered by the bank. Users are provided with privileges such as limitless rewards and complimentary features such as free life insurance protection, free family accident and dismemberment protection, and free hospitalization reimbursement benefit. If you happen to get the EastWest Bank Gold Credit Card, you get free travel accident and inconvenience insurance.

Rewards

Like other credit cards, EastWest Bank also gives rewards to its users. For instance, having its basic credit card qualifies you to one rewards point for every 100 Pesos charged to it. When you accumulate enough rewards points, you can convert them into Rewards Vouchers for buying merchandise or you can exchange them for gift certificates with partner establishments.

Special credit cards

EastWest Bank also offers special types of credit cards for unique and specific uses. For instance, its Dolce Vita MasterCard is specifically tailored for women with features such as free annual Pap smear, free cancer life shield, Dolce Vita charms, free maternity reimbursement benefit, and free annual mammogram or ultrasound.

Which EastWest Bank credit card is best for me?

You can learn more about EastWest Bank Credit Cards by visiting the nearest EastWest Bank branch in your area or by visiting its official website. If it is your first time to own a credit card, consider the EastWest Bank Practical Credit Card because it offers the easiest monthly payments with low monthly interest rates, and it also offers a flexible way for you to pay for your membership fee while giving you essential rewards everyday. Alternatively, you can choose the EastWest Bank Credit Card (Visa or MasterCard Gold) if you want to use a credit card for your family’s needs.



Featured Credit Cards:

BDO GOLD MASTERCARD


FEATURES:

  • Avail of FREE Annual fee for the initial year!
  • Spend at least Php180000 per year and get FREE ANNUAL FEE FOR LIFE!
  • Shop, dine and travel anywhere around the world with the BDO MasterCard Gold!
  • Get one point for every Php50 worth of purchase and trades them for a reward you want!
  • Avail of the Dual Currency Billing Option!
  • Leave all your worries and concerns behind with the Travel Accident and Inconvenience Insurance Coverage of up to P5 Million exclusive for BDO Gold Cardholders!
  • Enjoy unlimited discounts and privileges with the BDO MasterCard Gold!
  • Worry no more with BDO’s light and easy installment programs!

BDO PLATINUM MASTERCARD


FEATURES:

  • Relish on a FREE annual membership for the first year!
  • Request for up to 6 supplementary cards for your loved ones and each card will get a FREE annual membership FOR LIFE!
  • Have the power of 2 currencies in just one card with the BDO MasterCard Platinum’s Dual Currency Feature!
  • Access your account anywhere you are and spend on your own terms! Have the assurance of a high credit limit that is available in both Philippine peso and US Dollar in just one card!
  • Avail up to 50% cash advance of your credit limit during any emergencies
  • Choose how to pay for your outstanding balance in the Minimum Payment Options!
  • Go and do anything you want with the BDO MasterCard Platinum and enjoy international recognition and acceptance in over 20 million locations wherever MasterCard is accepted!
  • Get very exclusive discounts on dining, shopping and travel with partner merchants!
  • Travel abroad with your love ones and be worry free with the Travel Accident and Inconvenience Insurance coverage of up to Php20000000!

BDO MASTERCARD SHOP MORE


FEATURES:

  • Pay just Php900 for the initial year!
  • Avail of a cash advance fee of 5% or Php300 whichever is higher
  • Have a finance charge of 3.50%
  • Avail of up to 30% Cash Advance of your credit limit!
  • Get rewards points each time you purchase items at SM by the Peso Payback Rewards Program
  • Get up to 5 supplementary cards on your first year!
  • Relish on exciting freebies and discounts through SM Exclusive programs and BDO Delights!
  • Avail of the ongoing installment promos for as low as 0% interest in different electronics ad appliance stores, furniture shops, health and beauty services, restaurants, jewelry shops, travel packages and more.

BDO Shop More MasterCard has wide recognition and acceptance on major establishments throughout the Philippines and plus 20 million locations in 275 territories and countries wherever MasterCard is accepted.

HSBC Mabuhay Miles VISA Classic and Gold Credit Card


FEATURES:

<ul>
<li>Earn miles with everything you buy</li>
<li>Free annual fee for the initial year for both primary and supplementary cards</li>
<li>Get 24/7 Concierge Service anytime anywhere to free you of any credit card concerns</li>
</ul>

Featured Articles:

KEEPING AWAY FROM CREDIT CARD PROBLEMS

Once used properly and efficiently, credit cards are handy and suitable devices for just about anyone who is of age. It can even assist you with upcoming activities like buying a house, getting another degree and sometimes going for a leisure trip somewhere abroad with family and friends. Before you allow your teenager or yourself to get a credit card, know some of its advantages and understand some of its procedures.

A credit card can allow you to bUy products or services which you need right now but can’t afford to pay all of it at once. Sometimes it’s often the single way to pay for hotel accommodations, car rental fees or airline tickets.

Credit cards also allow it holders to purchase items over the phone or sometimes in the internet. You can shop and pay your monthly bills in the convenience of your very home! Some credit card companies offer virtual banking that lets you shop and transact business online.

It is also safer to carry a credit card than to carry cash around wherever you go. For the most part, credit cards are very useful in instant emergencies like accidents, car breakdowns or calamities.

You could actually even give anything you purchase protection, avail of travel insurances, free miles and even cash back bonuses if you charge your transactions with your credit card.

One fact is for sure; having a credit card is convenient at times but also remember that a credit card tempts you to spend money you don’t have. Always have the sense to follow up on your credit card to avoid overspending which can give you a big headache in the future. Use your credit cards in ways that you benefit from them, not them benefiting from you!

Understand what you’re getting into before you start building up credit card balances. Once used wisely, they are an absolute help in budgeting. But if not, they will turn up to be your greatest nightmare.