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Citibank Credit Cards in the Philippines

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DESCRIPTIONS:

One of the big names when it comes to international banks is Citibank, which has been around since 1812 when it was founded. The bank is the banking arm of Citigroup, a large conglomerate known for financial services. Although based in New York City, Citibank has hundreds of branches all over the world including in the Philippines. Citibank is also among the banks in the country where you can obtain a reliable and efficient credit card to help you in managing your finances.

Nowadays, Citibank offers different types of credit cards to suit the needs and lifestyle of every modern Filipino spender. Here is an overview of their credit cards and the perks that come along with each:

Citi Cash Back MasterCard

  1. Ideal for use when paying for basic bills and purchases for the household
  2. This credit card offers 5% rebate when you use it to pay for your PLDT MyDSL and landline bills and for your Meralco bills.
  3. The same rebate is given if you use your card to pay for your groceries, while a 0.5% rebate is provided when you use it for other purchases.
  4. The interest rate is low at 2.99%, and you also get a waived principal card annual fee if your minimum monthly spending reaches P15,000.

Citi PremierMiles Card

  • Ideal for travelers
  • You can get free flights if you use your card as often as you can to pay for purchases.
  • You can redeem your miles from five different frequent flyer programs provided by more than 50 airlines.
  • The miles do not expire.

Citi Rustan’s Card

  • Ideal for patrons of Rustan’s Supermarket, Department Store, and Stores Specialists, Inc. stores because you get 3% rebates if you buy from those establishments
  • You can also get up to 20% discount on your birthday or when your card celebrates its anniversary.
  • You also qualify for free gifts, priority services, exclusive invites to sales, and preferential discounts.

Citi Mercury Drug Card

  • If you like buying your medicines and vitamins from Mercury Drug, consider getting this card, which qualifies you to a 2% rebate on all your purchases.
  • It also qualifies you to a free annual physical examination in Healthway.
  • You also qualify for a free intensive diamond peel in Clarity.

Shell Citi Visa

  • Frequent patrons of Shell should get this card, which gives you a 5% rebate on purchases of Shell Fuel and a 0.5% rebate on non-fuel products.
  • You also qualify for a 24-hour emergency roadside assistance service offered nationwide.

Citi Platinum VISA

  • This is the credit card with the highest credit limit suitable for a luxurious lifestyle.
  • The very low 2.75% monthly interest charge lets you splurge on the things you want.
  • You qualify for exclusive lifestyle and shopping privileges in the Philippines and while abroad.
  • You get access to the 24-hour platinum priority hotline and concierge services.

Citi Gold MasterCard/VISA

  • Exclusive discounts abroad and while in the Philippines are provided via Citi World Privileges.
  • You can get double rewards points if you use your card while shopping abroad.

Citi Classic MasterCard/VISA

  • Ideal for paying purchases through light and easy installments every month
  • You also get rewards points each time you use this credit card, and you can exchange the points for gifts and other items offered by Citibank.


Featured Credit Cards:

MASTERCARD BLACK – BDO Credit Card


FEATURES:

  • Enjoy FREE membership for both your primary card and supplementary card for the initial year!
  • Earn rewards points on every Php50 worth of transactions on your BDO MasterCard Black!
  • Get special assistance whenever you travel with BDO Travel Desk!
  • Stay in the comfort of your homes and let BDO Black MasterCard do the payment of your monthly utility bills!
  • Supervise your finances with simplicity as you get lots of savings and discounts!
  • Avail of 24/7 customer service whenever you need it!

EASTWEST BANK DOLCE VITA


FEATURES:

<ul>
<li>Finance charge of only 3.50% per month</li>
<li>Cash advance of 5% or Php300 whichever is higher</li>
<li>For transactions done in foreign currencies, pay only a conversion fee of 2.50%</li>
<li>&nbsp;Pay an annual fee of just Php1600</li>
</ul>

RCBC Bankard MasterCard


FEATURES:

  • Do anything you want, anywhere you want in any currency you want and pay them when your back home
  • Gain cash with RCBC Bankard MasterCard because it allows you as much as 30% of your credit limit.
  • Keep your mind at ease with 24/7 customer service anywhere from 20 countries in the globe

HSBC Classic and Gold Credit Card


FEATURES:

  • No worries with your annual fees because the initial year will be for free for both the primary and supplementary card holders.
  • Get 1 Rewards point for every Php10 you make!
  • Pay less as you buy more with HIP!
  • Need assistance at the middle of the night? Relax as HSBC Classic and Gold Credit Card has 24/7 customer service ready to help you with everything you need.

Featured Articles:

HOW TO PICK THE BEST AMONG THE REST: CHOOSING THE RIGHT CREDIT CARD FOR YOU

With all the offers you get form credit card companies, you may feel a little overwhelmed about what kind of credit card suits you best. Here, at comparecreditcards.com, have a few tips for you in choosing the appropriate credit card for you before you say the big “yes” to any credit card company or get carried away with solicitations over the phone or via mail.

Find out your basic goals. Ask yourself; Why do I need a credit card? You can’t just go and apply for a credit card just to be “in” with another crowd.

Next, determine how much you are prepared to pay for the annual fees and how much you plan to spend every month. This will help you start selecting a credit card that is within your budget.

Now do the research. Go to online resources (like comparecreditcards.com) to find out everything you need. If you have free time, drop by at the banks to inquire personally about all the things you need to find out. These should include the following:

  • The annual fee
  • Required minimum period
  • Finance charges
  • The credit card issuer providing the credit line and its size
  • The extension period (interest free days) before the payment should be made.

Review all the credit cards your have researched. Base your choice of credit card to the one that bests suits your lifestyle and personality. Always remember to choose the credit card that proposes the BEST DEAL for you. For example, don’t go for a credit that offers you free miles if you don’t have any plans of traveling abroad! Get the point?

Now that you know what to do, start looking up your resources and find out the best credit card suited for you.