News And Articles
- HSBC Credit Card Wed, 08 Sep 2010
- BDO Credit Card Wed, 08 Sep 2010
- BPI Credit Card Wed, 08 Sep 2010
- RCBC National Strength Wed, 08 Sep 2010
- CITIBANK in the Philippines Wed, 08 Sep 2010
- How to Transfer Credit Card Balance to another Card Sun, 22 May 2011
- How to Apply for a Credit Card Thu, 19 May 2011
- How Credit Limit Is Determined Wed, 18 May 2011
- Fastest Credit Card Approval Tue, 17 May 2011
- Easy Credit Card Application Mon, 16 May 2011
BDO Credit Card
Banco De Oro is one of the fastest growing banks in the Philippines offering a range of products and services for Filipinos when it comes to managing their personal and business finances. Credit cards are just among its products, and they are available in different types with different features to match your lifestyle and your finances. Currently, BDO issues credit cards under MasterCard, Visa, American Express, and JCB.
The BDO credit card is specifically tailored for individuals making payments for their household bills, personal needs, and their family’s expenses. There are also credit cards with rewards programs tailored for individuals using their BDO credit card for specific purposes such as paying for groceries, airline tickets, or fuel. Banco De Oro is affiliated with SM Department Stores and its other affiliate retailers, so the BDO credit card offers perks each time you use it to pay for items or services made in SM malls or supermarkets. These perks include freebies and discounts, and even a free SM Advantage Card if you own the BDO Shop More MasterCard.
BDO also offers internet banking. You can access your personal page in the bank’s official website if you want to check your balance or would like to know how much rewards points you have already earned. You don’t have to wait for your next billing statement to arrive in your mail. If you need any help regarding your credit card, the customer service team is polite, friendly, and very helpful when assisting their clients. You can call any time for customer support regarding your credit card.
Choose your BDO credit card according to your lifestyle and needs. The most basic BDO credit card is the BDO MasterCard Home, which is useful when paying for basic needs for the home such as utilities and groceries. If you like to shop in SM Malls, consider getting a BDO Shop More MasterCard. There is also a so-called “Virtual Card,” which is useful if you are more likely to shop online. Basically, it is a companion card for your BDO Classic, Titanium, Gold, or Platinum Mastercard.
Featured Credit Cards:
<li>Have only 3.5% finance charge on your account with Mertobank Classic and Gold Credit Card.</li>
<li>Knowing your balance is just one beep away. Get wind of your balance by just TEXTING anytime, anywhere.</li>
<li>No collection of annual fee for the first year.</li>
MANAGE YOUR MONEY: USE YOUR CREDIT CARD WISELY
Like majority of things in life, credit cards give us power that we could use to maximize our way of living. We should learn to use it wisely to avoid any hassles in the future.
But what are really the advantages of having a credit card? We, at comparecreditcards.com, did a survey about the merits of having a credit card and you will be surprised at what came out…
It is a lot easier to buy things with a credit card. It gives you purchasing power that can let you buy things without you having to carry huge amounts of cash around.
You get added security if in case something you bought got lost, stolen or damaged. With both your credit Card Company and your credit card statement guaranteeing you made the purchase, you could actually get insurance on whatever you bought.
Having a good credit history not only helps you apply for a new credit card, but also helps you build a solid financial foundation when applying for other things like loans or sometimes even jobs.
Although we should avoid any expenses that is way out of our budget, it is sometimes unavoidable due to emergencies like fire, floods and the like. But the worst thing is it leads to large purchases in huge amounts of money. With a credit card, you can use money with cash advances and worry about paying it later once you’re back on track.
In addition to those, a credit card also presents further benefits like discounts, free air miles and insurances. But you have to remember that credit card companies start making money once you can’t afford paying off your charges!
The benefits of having a credit card are real and are very helpful on the condition that you take into account your spending limits.
Life is made easier with a credit card, but if used unwisely, they become financial break downs for you. If you do decide to get yourself a credit card, keep in mind these following rules:
- Track all of your purchases.
- Never spent beyond your budget.
- Settle your balance at the due date.
Always bear in mind the responsibility of having a credit card. Spend within your budget and use it wisely.