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• HSBC Credit Card Wed, 08 Sep 2010
• BDO Credit Card Wed, 08 Sep 2010
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• How to Transfer Credit Card Balance to another Card Sun, 22 May 2011
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• How Credit Limit Is Determined Wed, 18 May 2011
• Fastest Credit Card Approval Tue, 17 May 2011
• Easy Credit Card Application Mon, 16 May 2011
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EASTWEST BANK CREDIT CARD

• Interest Rate : 3.50%
• Annual Fee : $12

DESCRIPTIONS:

• Free Family Accident and Dismemberment Protection
• Get cash support for you and your loved ones in any occurrence of misfortune for up to Php300 000
  Free Life Insurance Protection
• Enjoy a worry free mind in going around the world with our cash assistance worth of Php50 000
• Free Travel Accident and Inconvenience Insurance for Gold Cardholders
• Travel by casino holland plane or cruiser and worry not for with East West bank Credit card, you will revel with up to Php20 million worth of insurance
• Free Hospitalization Reimbursement Benefit
• Recompense for up to Php10 000 of all your hospitalization expenses
• Unlimited Incentives
• Earn one Rewards point for every Php100 transaction with your EastWest Bank Credit Card and switch it into Rewards Vouchers that you can use to purchase any merchandise or gift certificates with our partners.

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BDO PLATINUM MASTERCARD

FEATURES:

• Relish on a FREE annual membership for the first year!
• Request for up to 6 supplementary cards for your loved ones and each card will get a FREE annual membership FOR LIFE!
• Have the power of 2 currencies in just one card with the BDO MasterCard Platinum’s Dual Currency Feature!
• Access your account anywhere you are and spend on your own terms! Have the assurance of a high credit limit that is available in both Philippine peso and US Dollar in just one card!
• Avail up to 50% cash advance of your credit limit during any emergencies
• Choose how to pay for your outstanding balance in the Minimum Payment Options!
• Go and do anything you want with the BDO MasterCard Platinum and enjoy international recognition and acceptance in over 20 million locations wherever MasterCard is accepted!
• Get very exclusive discounts on dining, shopping and travel with partner merchants!
• Travel abroad with your love ones and be worry free with the Travel Accident and Inconvenience Insurance coverage of up to Php20000000!

My Dream JCB

FEATURES:

• LOWEST annual fee of just Php800, compare and find out
• Interest rate of only 2.75% per month
• Cash advance of up to 2.5% of their account or Php500 whichever is higher.

Metrobank M Lite MasterCard

FEATURES:

• Pay an annual fee of just Php1400
• Take advantage of Finance Charge Rate of just 2.49%!
• Transfer your balance to your new Metrobank M Lite MasterCard with just 0.79%

EXPRESS BLUE MasterCard – BPI Credit Card

FEATURES:

<ul>
<li><span style="font-size: x-small; line-height: 11px;">Pay an annual fee of just Php1550 for your initial card</span></li>
<li><span style="font-size: x-small; line-height: 11px;">Shop and dine anywhere you want with the BPI Express Credit Blue MasterCard in over 30 million establishments worldwide!</span></li>
<li><span style="font-size: x-small; line-height: 11px;">Get travel insurance of up to Php2000000 once you charge all transactions with your BPI Express Credit Blue MasterCard!</span></li>
<li><span style="font-size: x-small; line-height: 11px;">Withdraw 30% of your credit limit whenever you need it for emergencies!</span></li>
<li><span style="font-size: x-small; line-height: 11px;">Avail of finance charge of 3.4%!</span></li>
<li><span style="font-size: x-small; line-height: 11px;">Get help managing your money with S.I.P. Facility of BPI Express Credit Blue MasterCard!</span></li>
<li><span style="font-size: x-small; line-height: 18px;">Earn 1 point for every Php35 worth of transaction with your BPI Express Credit Blue MasterCard!</span></li>
</ul>

Should you let your kid have his own credit card?

Fact: there is already an increase of teens and college students who have their own credit cards. Credit card companies now aim on the two groups since they are the ones who spend more money than adults.

Educate your child on how to manage spending with a credit card. Parents an even use instances in the present state of affairs as an example to discuss to kids the pros and cons of credit cards.

Smaller credit limits are usual with these types of cards and while it may be easy to apply for one, credit card companies charge large interest rates and fees to the teenage credit card holders.

People who are below 18 are not legitimate in obtaining credit cards without the consent of their parents. Unfortunately, some kids fill out forms and receive credit cards without the knowledge of their parents. To avoid this, talk to them and help them realize the importance of beginning a solid credit history with their first card. Emphasize that it is of utmost importance to their future.

As a parent, start by reading the guidelines with your child. Make sure you call to attention all the terms written on the fine print. Avoid coming to the rescue if the bills get way out of control. This will teach him to be responsible in handling his money. A credit card spent by a teenager and paid by his parents initiates bad credit habits

Let the child bear in mind that his credit card sho uld be used in emergencies only. Monitor ALL his spending activities. Some credit cards even allow the parents to create their own credit limit for the supplementary cards. This is very logical especially if you are too busy with your career.

Parents can help their kids spend sensibly with the correct use of credit cards. At this early stage, it is better to prepare them in the reality of life by teaching them not to abuse its benefits.