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Eastwest Bank Credit Cards
A credit card is a convenient tool for paying for the important things in your life. There are so many credit cards to choose from in the Philippines; it is important that you consider your family’s basic needs as well as your budget. EastWest Bank is one of the credit card providers in the country offering rewards cards that you can use to your advantage.
There are several types of EastWest Bank credit cards: the Practical Credit Card, the Dolce Vita MasterCard, and the Platinum MasterCard. There is also the basic EastWest Bank Credit Card, the basic credit card offered by the bank. Users are provided with privileges such as limitless rewards and complimentary features such as free life insurance protection, free family accident and dismemberment protection, and free hospitalization reimbursement benefit. If you happen to get the EastWest Bank Gold Credit Card, you get free travel accident and inconvenience insurance.
Like other credit cards, EastWest Bank also gives rewards to its users. For instance, having its basic credit card qualifies you to one rewards point for every 100 Pesos charged to it. When you accumulate enough rewards points, you can convert them into Rewards Vouchers for buying merchandise or you can exchange them for gift certificates with partner establishments.
Special credit cards
EastWest Bank also offers special types of credit cards for unique and specific uses. For instance, its Dolce Vita MasterCard is specifically tailored for women with features such as free annual Pap smear, free cancer life shield, Dolce Vita charms, free maternity reimbursement benefit, and free annual mammogram or ultrasound.
Which EastWest Bank credit card is best for me?
You can learn more about EastWest Bank Credit Cards by visiting the nearest EastWest Bank branch in your area or by visiting its official website. If it is your first time to own a credit card, consider the EastWest Bank Practical Credit Card because it offers the easiest monthly payments with low monthly interest rates, and it also offers a flexible way for you to pay for your membership fee while giving you essential rewards everyday. Alternatively, you can choose the EastWest Bank Credit Card (Visa or MasterCard Gold) if you want to use a credit card for your family’s needs.
Featured Credit Cards:
- Do anything you want, anywhere you want in any currency you want and pay them when your back home
- Gain cash with RCBC Bankard MasterCard because it allows you as much as 30% of your credit limit.
- Keep your mind at ease with 24/7 customer service anywhere from 20 countries in the globe
KEEPING AWAY FROM CREDIT CARD PROBLEMS
Once used properly and efficiently, credit cards are handy and suitable devices for just about anyone who is of age. It can even assist you with upcoming activities like buying a house, getting another degree and sometimes going for a leisure trip somewhere abroad with family and friends. Before you allow your teenager or yourself to get a credit card, know some of its advantages and understand some of its procedures.
A credit card can allow you to bUy products or services which you need right now but can’t afford to pay all of it at once. Sometimes it’s often the single way to pay for hotel accommodations, car rental fees or airline tickets.
Credit cards also allow it holders to purchase items over the phone or sometimes in the internet. You can shop and pay your monthly bills in the convenience of your very home! Some credit card companies offer virtual banking that lets you shop and transact business online.
It is also safer to carry a credit card than to carry cash around wherever you go. For the most part, credit cards are very useful in instant emergencies like accidents, car breakdowns or calamities.
You could actually even give anything you purchase protection, avail of travel insurances, free miles and even cash back bonuses if you charge your transactions with your credit card.
One fact is for sure; having a credit card is convenient at times but also remember that a credit card tempts you to spend money you don’t have. Always have the sense to follow up on your credit card to avoid overspending which can give you a big headache in the future. Use your credit cards in ways that you benefit from them, not them benefiting from you!
Understand what you’re getting into before you start building up credit card balances. Once used wisely, they are an absolute help in budgeting. But if not, they will turn up to be your greatest nightmare.