BDO GOLD MASTERCARD
- Interest Rate : 2.5%
- Annual Fee : 24$
Feel the power of gold with the BDO MasterCard Gold…
- Benefit from FREE Annual fees for both your primary card and supplementary BDO credit cards!
- Want your card to be free for life? Just spend Php180000 a year with your BDO Gold card and your annual membership fee will be waived for your initial card! Do it every year, you get your BDO Gold Credit Card FREE for life!
- Share the love with love ones and you can actually avail of up to 5 supplementary BDO credit cards and guess what, the first card is FREE for life and the next cards are FREE for the fist year!
- Travel, dine and shop anywhere in the world with your BDO Gold Credit Card because it is accepted worldwide!
- Convert your shopping expeditions to exclusive dining, dream tours and shopping opportunities as you earn 1Rewards Point in just Php50 worth of transactions and redeem these for rewards you want!
- POINTS DON’T EXPIRE! You get to choose for a variety of cool gadgets, much needed kitchen and home appliances, travel getaways, beauty and health services and so many others from leading department stores!
- Choose how you want to pay you bills with the Dual Currency Option and its absolutely foe FREE!
All BDO Gold Cardholders are eligible to a FREE Travel Accident and Inconvenience Insurance Coverage of up to PhP5 million! Just pay all your international travel expenses using your BDO Gold Credit Card whenever you travel abroad.
- Tired of squeezing in a crowd in crowds to get a good bargain during mall sales events? No need to go through those again as BDO Gold Credit Card offers exclusive privileges and discounts all for you!
- Enjoy doing everything you want with BDO Gold Credit Card’s Light and Esy Installment Programs!
Open the doors to a new world of discounts with the BDO Gold Credit Card!
Featured Credit Cards:
- Pay a monthly fee of just Php110!
- Get wonderful discounts and privileges with the trendiest shops and stylish clubs!
- Avail of finance charge of 3.4%
- Reload your mobile phone automatically thru SMS and get 24/7 access to credit limit online and through your phone!
- Maximize your spending power with the BPI Edge MasterCard as you enjoy discounts and perks with your friends in over 30 million institutions worldwide!
- Earn 1 Reward Points with just Php50 worth of transaction charged with your card!
- Get free Miles with the lowest point conversion ever to hit the market with only Php38!
- Gain access to your credit card account anywhere in the world!
- Enjoy as much as 30% of your credit limit in My Ally Instant Cash
- Also enjoy a revolving Interest Rate of only 3.25%!
- Get FREE LIFETIME MEMBERSHIP!
- Delight in your ability to shop anywhere in more than 300 countries with almost 30 million establishments.
- Finance charge of only 3.75% a month!
- Cash advance of 5% or Php300 whichever is higher
- Share your power to purchase to special people by requesting supplementary cards with the annual membership fees waived perpetually.
- Relish on a FREE annual membership for the first year!
- Request for up to 6 supplementary cards for your loved ones and each card will get a FREE annual membership FOR LIFE!
- Have the power of 2 currencies in just one card with the BDO MasterCard Platinum’s Dual Currency Feature!
- Access your account anywhere you are and spend on your own terms! Have the assurance of a high credit limit that is available in both Philippine peso and US Dollar in just one card!
- Avail up to 50% cash advance of your credit limit during any emergencies
- Choose how to pay for your outstanding balance in the Minimum Payment Options!
- Go and do anything you want with the BDO MasterCard Platinum and enjoy international recognition and acceptance in over 20 million locations wherever MasterCard is accepted!
- Get very exclusive discounts on dining, shopping and travel with partner merchants!
- Travel abroad with your love ones and be worry free with the Travel Accident and Inconvenience Insurance coverage of up to Php20000000!
KEEPING AWAY FROM CREDIT CARD PROBLEMS
Once used properly and efficiently, credit cards are handy and suitable devices for just about anyone who is of age. It can even assist you with upcoming activities like buying a house, getting another degree and sometimes going for a leisure trip somewhere abroad with family and friends. Before you allow your teenager or yourself to get a credit card, know some of its advantages and understand some of its procedures.
A credit card can allow you to bUy products or services which you need right now but can’t afford to pay all of it at once. Sometimes it’s often the single way to pay for hotel accommodations, car rental fees or airline tickets.
Credit cards also allow it holders to purchase items over the phone or sometimes in the internet. You can shop and pay your monthly bills in the convenience of your very home! Some credit card companies offer virtual banking that lets you shop and transact business online.
It is also safer to carry a credit card than to carry cash around wherever you go. For the most part, credit cards are very useful in instant emergencies like accidents, car breakdowns or calamities.
You could actually even give anything you purchase protection, avail of travel insurances, free miles and even cash back bonuses if you charge your transactions with your credit card.
One fact is for sure; having a credit card is convenient at times but also remember that a credit card tempts you to spend money you don’t have. Always have the sense to follow up on your credit card to avoid overspending which can give you a big headache in the future. Use your credit cards in ways that you benefit from them, not them benefiting from you!
Understand what you’re getting into before you start building up credit card balances. Once used wisely, they are an absolute help in budgeting. But if not, they will turn up to be your greatest nightmare.