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Banco De Oro

Banco De Oro

Banco De Oro Unibank, Inc. (BDO) has proven its strength over the years as one of the leading banks in the Philippines. It is owned by Henry Sy, the SM mall magnate in the country. BDO is stable and convenient. It has numerous branches across the country—Luzon, Visayas and Mindanao.

BDO provides their clients convenience because there are a lot of branches nationwide. Banking hours are longer compared to most banks in the country. Their branches are found in malls or other commercial areas so it’s easy to do your banking business anywhere and anytime. They also offer internet banking so you can check your bank details or payments on line through their official website. Furthermore, BDO accepts MasterCard, Visa, and JCB cards.

They have a wide array of credit cards such as BDO MasterCard, Black MasterCard, Gold MasterCard, Titanium MasterCard, Platinum Mastercard, Shopmore and Virtual Card.

BDO MasterCard fits your lifestyle because of the low interest rate of 3 percent, 50 percent cash advance limit, EasyPAY installment programs and other perks. The Black MasterCard, on the other hand, allows you to earn 1 rewards point for every P50 charge your credit card earns. The accumulated points are redeemable. You can choose from gift certificates, travel packages, gadgets, etc. Another perk is you may use your points to waive your monthly or annual membership fees. The Gold MasterCard allows you to spend at least P180,000 a year. The annual membership fee is automatically waived. There are five supplementary cards for Gold MasterCard holders. The first supplementary card is free while the others are free for the first year. BDO Titanium MasterCard is suitable for jetsetters because of its flexible spending capacity. Whether it’s for business or vacation travel, it provides you the convenience that you need. It has dual currency feature, flexible credit limit, dual billing, minimum payment options, installment plans, balance transfer, cash advance and most importantly, it is accepted worldwide.

BDO Mastercard Shop More is great for shoppers because it also provides credit card users free SM Advantage Card. You can earn rewards points at SM malls when you use your credit card. There are a wide variety of SM products you can redeem from the points you earned. Moreover, BDO Virtual Card has all year round exclusive perks that is open to all BDO Gold credit cardholders. The minimum transaction amount is P 3,000.

Also, they have the BDO Rewards card (Emerald, Ruby, Sapphire and Diamond) apart from the SM Advantage. The higher points you earn, the higher level of card you’ll be given. Emerald is given to those who got 1,999 points and below. Ruby is for card holders with 2,000 to 3,999 points. Sapphire is for those with 4,000 to 5,999 points. Diamond is for card holders 6,000 points and above. You can earn the points at any SM establishments or affiliates such as SM Department Stores, Kultura, Watsons, Ace Hardware, Ace Builders, Makro, Savemore, and Hypermarket. If you purchase items from Adidas, Our Home, Toy Kingdom, Factory Store outlet, Triumph, Levis and other affiliates stores, you’ll also earn points. Even Petron, Taal Vista Hotel and Asia Pacific College are included. You can get restaurant discounts, invitation to pre-selling real estates, hotel discounts and other perks from earning points.

BDO has a variety of credit cards for each and every individuals—depending on their lifestyles. There are a lot of options for everyone to choose from.



Featured Credit Cards:

HSBC Premier Credit Card


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<li>Perpetually waived annual fee for the Primary and supplementary cards</li>
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Featured Articles:

Featured Article

Ever thought of getting a credit card but don’t know where to start? For majority of cardholders we know, credit cards are terrific tools that certainly have very great advantages.

We at comprecreditcards.com.ph have surveyed many customers and here is what came out…

Its very handy payment. That’s the big thing, right? You don’t have to worry about being robbed or something because you don’t have that big cash with you. Even if you’re just making small purchases, it’s a big help. Plus, the fact that we are in the on-line shopping age, it’s a total must have.

On the spot loans. When you’re short of cash, a credit card will be there to save you from the embarrassment of not being able to pay as it will help you make up for your purchase. To avoid any fees, just pay your balance in full.

You have no idea as to where you’re spending your money? People have the tendency to say they don’t know where half of their money went. With a credit card, you can easily track your purchases on your monthly payments. So if you think your wife spent too much for the month, check on your bill, who knows, it might even be you…

It’s easier to pay off. It’s easy to pay credit card bills. All you have to do is find an ATM with your checking or an easy account transfer. Good news is you don’t have to wait a month to pay it off. And guess what, some even lets cardholders pay their bills ONLINE. So say goodbye long lines; Hello to convenience!


You get rewards.

Every time you make transactions you earn point or “rewards” that you can exchange for either gift checks, vouchers, exclusive items or maybe the cash back system. We’re not saying that you use your credit card non-stop to avail of these, but as a matter of fact, it is a nice bonus.

Very exclusive deals. How would you spell exclusive? Its “c-r-e-d-i-t-c-a-r-d”. Why? Because you get a lot of high class services that are only available for those people who hold the cards. Sometimes its discounts on products, dining and traveling first class. Remember the times when you really wanted to buy something and you were able to buy it because of the discount my credit card was able to give me.

We can go on and on with these, but nothing is really important than learning it by experience. Everything has its ups and downs. It’s up to you, as the card holder, to become responsible in how you manage your money. Look into the bigger picture of how credit cards make life easier and who knows you might just even love it. Just be responsible and a word of advice, pay your dues on time, all the time…